Credit card payment through HDFC Millennia debit card on HDFC BILL Pay

[itscaj]

Do we get cashback on paying credit card bill payment through HDFC Millennia Debit card on HDFC Bill pay?

And if yes then how much? 1% or 2.5%

Some people say you get and some say you don't, so am confused.

 

[newIntern]

Important Update on Cashback for Millennia Cardholders
Dear Customer,

Please note that as per the recent update, payments made towards credit card bills will no longer earn cashback on your Millennia Card. This falls under the MCC 6012 (Financial Institutions – Merchandise and Services), which is excluded from cashback accrual under the Millennia product.

Thank you for your understanding. If you have any questions, feel free to reach out to our customer service team.

they removed it a while ago, maybe a week or so.
you can still use other platforms like SBI unipay or Jio finance app

 

[desiviru]

Important Update on Cashback for Millennia Cardholders
Dear Customer,

Please note that as per the recent update, payments made towards credit card bills will no longer earn cashback on your Millennia Card. This falls under the MCC 6012 (Financial Institutions – Merchandise and Services), which is excluded from cashback accrual under the Millennia product.

Thank you for your understanding. If you have any questions, feel free to reach out to our customer service team.

What's new in this?

But this reply seems to be coming from HDFC. So you contacted them and asked them whether you will get cashback on CC bill pay or not? Waah re India ke geniuses. 🤣 I urge you to not contact HDFC again.

 

[Aayush Rajaji]

What's new in this?

But this reply seems to be coming from HDFC. So you contacted them and asked them whether you will get cashback on CC bill pay or not? Waah re India ke geniuses. 🤣 I urge you to not contact HDFC again.

I have not contact Hdfc is search hdfc millania new terms as i also owe card and copy that mcc to chatgpt and got this answer i also know thatnwe should never tell them their loop holes which we exploit i would suggest use platinum DC for reward coz thats working for me for now

 

[6ix9ine]

I have not contact Hdfc is search hdfc millania new terms as i also owe card and copy that mcc to chatgpt and got this answer i also know thatnwe should never tell them their loop holes which we exploit i would suggest use platinum DC for reward coz thats working for me for now

Both millennia and platinum will continue to work as long as people use them on appropriate portals.

 

[Rohith_Kumar_Sp]

they removed it a while ago, maybe a week or so.
you can still use other platforms like SBI unipay or Jio finance app

Jio removed debit card

 

[desiviru]

I have not contact Hdfc is search hdfc millania new terms as i also owe card and copy that mcc to chatgpt and got this answer i also know thatnwe should never tell them their loop holes which we exploit i would suggest use platinum DC for reward coz thats working for me for now

Then I take my words back.

 

[Aayush Rajaji]

I payed by this method using my imperia Platinum Dc I paid hdfc cc let's see if i get or not and how to pay for onecard

 

[Garbageyard]

Anyone recently had success getting 2.5% cashback using Millennia Debit Card?

 

[desiviru]

Anyone recently had success getting 2.5% cashback using Millennia Debit Card?

it gives in 4 months. So no one can confirm till Txn Month + 3 months. 🤣

 

[abhishekkjain]

I heard phonepe working for cc payment. Anyone here can confirm?

 

[ccninja]

is it still working? have to pay hdfc bill of 35K, sbi 15k. have HDFC Millennia DC. what is the cashback rate?

 

[desiviru]

is it still working? have to pay hdfc bill of 35K, sbi 15k. have HDFC Millennia DC. what is the cashback rate?

Question is uncelar what site/app is working?

400 is max. cashback with millennia DC @2.5%.

Pay 16000 or 35000, you will get 400 only. Reduce any conv. fee if there.

 

[ccninja]

Question is uncelar what site/app is working?

400 is max. cashback with millennia DC @2.5%.

Pay 16000 or 35000, you will get 400 only. Reduce any conv. fee if there.

thinking to pay via payzapp but seems like it excluded, is there any more site or app that support the dc payment without any fee.

 

[desiviru]

thinking to pay via payzapp but seems like it excluded, is there any more site or app that support the dc payment without any fee.

Payzapp has 6012 and it is excluded on all DCs except SBI DC but now even that won't work. 🙁 So Payzapp is dead for now.

You can try HDFC Smartpay autopay for 2.5%. There is already a topic for it.

 

[ccninja]

Payzapp has 6012 and it is excluded on all DCs except SBI DC but now even that won't work. 🙁 So Payzapp is dead for now.

You can try HDFC Smartpay autopay for 2.5%. There is already a topic for it.

thread? it is for hdfc platinum dc or millennia dc?

 

[Ash8]

thread? it is for hdfc platinum dc or millennia dc?

Below is the thread. Either load wallet to pay CC bills or enable smartpay for 2.5% are the only options now. https://www.technofino.in/community...t-card-to-apply-in-may-2025-discussion.37989/

 

[ccninja]

Below is the thread. Either load wallet to pay CC bills or enable smartpay for 2.5% are the only options now. https://www.technofino.in/community...t-card-to-apply-in-may-2025-discussion.37989/

could you explain the options? load wallet in amazon to pay cc bill?

bill is already generated so smartpay will work? with millennia?

 

[desiviru]

could you explain the options? load wallet in amazon to pay cc bill?

bill is already generated so smartpay will work? with millennia?

No. If you have full KYC Amazon wallet then load 40K in it and transfer back to bank. Millennia provides 1% cashback upto 400 for wallet loading.

You dont need to pay CC bills. Just tfr money back to your account or any account using Amazon UPI.

If you want to get 400 by paying CC bills then use hdfc smartpay autopay option. It will not work for already generated bills although you can try adding it now and see if they entertain the bill. From next time add 10 days before bill generation. Later on you don't need to as it will auto fetch.

 

[ccninja]

No. If you have full KYC Amazon wallet then load 40K in it and transfer back to bank. Millennia provides 1% cashback upto 400 for wallet loading.

You dont need to pay CC bills. Just tfr money back to your account or any account using Amazon UPI.

If you want to get 400 by paying CC bills then use hdfc smartpay autopay option. It will not work for already generated bills although you can try adding it now and see if they entertain the bill. From next time add 10 days before bill generation. Later on you don't need to as it will auto fetch.

thanks, just checked the smartpay and it is missing the hdfc credit card

 

[desiviru]

thanks, just checked the smartpay and it is missing the hdfc credit card

Yes, that's the beauty of HDFC. At their own shop, they don't allow themselves or own family members to eat.

HDFC want own customers to pay using other shops.

Their motto is, "You use other bank card and pay from our bill payment platform to get cashback."

In few days HDFC will start CC protal to offer other bank's card instead of their own. 🤣