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Credit Card Exclusions & Surcharges: A Complete List for Popular Cards from All Major Issuers!

Fini7777 · 2025-02-14T17:00:42+00:00

This sheet provides a detailed breakdown of excluded spending categories for popular credit cards from all major banks. It includes categories such as 1. Govt / Tax 2. Rental Txns 3. Wallet Load 4. Insurance 5. education 6. Jewellery 7. Untility Bill payments 8. Fuel along with their applicable surcharges and maximum limits. Since not all banks explicitly disclose these details in their MITC (Most Important Terms & Conditions) or fee structure, some data may be unavailable. In such cases, "NA" has been used to indicate missing information. If you find any discrepancies or have firsthand information about a specific card, feel free to DM me for corrections. Google sheet link: click here For more details go through this thread The Ultimate Credit Card Guide – One-Stop Solution for All Your Queries with RR Analysis!

Thread starter Fini7777
Start date Feb 14, 2025
Replies 10
Views 676
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Fini7777

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Friday at 5:01 PM

Update: The file has been updated with the latest available information and necessary modifications based on recent devaluations and revaluations. Many card features have changed, so you are advised to go through all of them carefully.