Credit Card CIBIL Reporting Date

[P B R G]

^ Here is the updated list.

An update on this :

SBI is one week before statement generation date for me.
CSB Jupiter Edge - Month end.

 

[Survivor35]

Quick question: I m clearing my dues before statement date .For ex : Citibank Card statement date is 25th of evry month and i cleared all dues by 23rd April and i had to do a transaction on 27th April ie after statement generated. Will my utilization still be at 0% .

@SSV

 

[pradeepG]

Quick question: I m clearing my dues before statement date .For ex : Citibank Card statement date is 25th of evry month and i cleared all dues by 23rd April and i had to do a transaction on 27th April ie after statement generated. Will my utilization still be at 0% .

@SSV

as citi bank reports on statement date, YES your utilisation will be 0% in this card account in CIBIL

 

[Survivor35]

as city bank reports on statement date, YES your utilisation will be 0% in this card account in CIBIL

cool.Still to be on safe side ,i will clear that amount as well

 

[SSV]

Quick question: I m clearing my dues before statement date .For ex : Citibank Card statement date is 25th of evry month and i cleared all dues by 23rd April and i had to do a transaction on 27th April ie after statement generated. Will my utilization still be at 0% .

@SSV

cool.Still to be on safe side ,i will clear that amount as well

Yes... the balance will be reported as on report date...
this report date could be staement generation date or month end depeding upon the Bank..
Please check your banks reporting date...

any balance before or after reporting date will not matter...

 

[deep@vie]

Yes... the balance will be reported as on report date...
this report date could be staement generation date or month end depeding upon the Bank..
Please check your banks reporting date...

any balance before or after reporting date will not matter...

Reporting date could be a week before statement generation in SBIcards.

 

[shutapdiya]

Quick question: I m clearing my dues before statement date .For ex : Citibank Card statement date is 25th of evry month and i cleared all dues by 23rd April and i had to do a transaction on 27th April ie after statement generated. Will my utilization still be at 0% .

@SSV

Though statement generation date is 25, sometimes I have seen Citi generating statement on 23rd if there is holiday on 24/ 25

Hence would recommend to before 23rd making sure it gets settled by 23rd