Add on Credit Card CIBIL Report

[sudhirsiddhi]

If I applied for an add-on card in banks like SBI, Axis, HDFC, and Kotak, will they report the card details in the add-on family member's CIBIL report or not?

Secondly, if they do not report it under the add-on member, will it be reported as a separate account in my CIBIL report or not

 

[Zacobite]

If I applied for an add-on card in banks like SBI, Axis, HDFC, and Kotak, will they report the card details in the add-on family member's CIBIL report or not?

Secondly, if they do not report it under the add-on member, will it be reported as a separate account in my CIBIL report or not

no separate account as it is linked to your main account only

 

[RAMESH BABU N]

This is one easy way to give/get CCs (one to many) to a family member who may not have needed credit ratings or otherwise not eligible to get CCs.

 

[pranay]

If I applied for an add-on card in banks like SBI, Axis, HDFC, and Kotak, will they report the card details in the add-on family member's CIBIL report or not?

Secondly, if they do not report it under the add-on member, will it be reported as a separate account in my CIBIL report or not

With Amex, applying for an add-on credit card for a family member will be reported under their CIBIL account, but it won't impact their credit score or help them build credit history. Not sure about other cards.