Cooling off period between (Axis) cards

[sd.ac]

Axis seems to have the following policy: if you receive a new credit card from them, you must wait 90 days before applying for another one (and a 3-card limit in total). I know this is true from my netbanking account (and phone-banking as well).

Question: does the cooling off period apply to 'offline' applications as well - which include a physical KYC (visit of person, fingerprint for Aadhar confirmation etc). ?

(also, does the cooling off period apply to upgrades of existing cards?)

Thank you

 

[Wealth is my birth right!]

Axis seems to have the following policy: if you receive a new credit card from them, you must wait 90 days before applying for another one (and a 3-card limit in total). I know this is true from my netbanking account (and phone-banking as well).

Question: does the cooling off period apply to 'offline' applications as well - which include a physical KYC (visit of person, fingerprint for Aadhar confirmation etc). ?

(also, does the cooling off period apply to upgrades of existing cards?)

Thank you

Cooling exemption there for offline mode
I got Magnus online week 1 atlas in week 2 by agent
Upgrades won’t appear within 30 days of new card
Post 30days I was shown 19 cards for upgrade but didn’t applied any so not sure the approval probability
But hopefully they will approve else why 30 days their system say “you have the best card for now and come back later” then 31st day onwards the app shows 15 to 20 cards for upgrade?
Anyway this is Magnus story what I said and also savings account combo
Not sure how it works for card only clients