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Confusion on EMI Payment via Pinelabs machin

IMG_3895.webp I purchased an AC from an offline store and there was an offer on SBI credit card and no cost EMI on pinelabs machine. There authorization amount was 30800 which got deducted from my card after the payment but my question is that the amount which they should have charged should be loan booking amountwhich 29968 as that's the loan amount and on top of that 831 interest should have applied when it gets converted to EMI which will total to 30800.

Now I would be charged interest on top of 30800 right as that is the amount which is showing in my credit card transaction history or will it automatically converted to emi with loan amount as 29968 and then 831 interest on top of it which should be 30800 in total.
 
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