Recently I have contacted the concierge service and they asked for my name and First 9 digits and Last 4 digits of the card. The card has a total of 14 digits so only one digit is missing here.
So is it the actual way of validating a user?
I will explain why I am asking this question. I hope all the tele-callers are honest but still any of them can note those 9 and 4 digits on a paper or in their mind and guess the 10th digit by randomising it 9 times. And they will have the full card number.
I have suggested this validation process should be shifted to an IVR call or an automated call. There I am happy to give the full card number.
I want to know from this community that is it the actual way of validation? Should I tell my card number?
So is it the actual way of validating a user?
I will explain why I am asking this question. I hope all the tele-callers are honest but still any of them can note those 9 and 4 digits on a paper or in their mind and guess the 10th digit by randomising it 9 times. And they will have the full card number.
I have suggested this validation process should be shifted to an IVR call or an automated call. There I am happy to give the full card number.
I want to know from this community that is it the actual way of validation? Should I tell my card number?