Closing AMEX MRCC - thoughts?

[sd.ac]

I currently have a couple of Axis LTF cards (Neo, MyZone), a LTF Amazon ICICI card, an AMEX MRCC and a HDFC Infinia plastic (paid) card. The Infinia is my main card.

I applied for the MRCC in 2023 and was using it exclusively for Amazon vouchers (4 x 1500) each month. With the recent devaluation and the Rs 250 voucher denomination, this no longer seems worth it. My travel is somewhat limited so I'm thinking seriously about closing the MRCC.

Question: any good reasons to keep the MRCC card active? (anything I'm missing...)

I received the card by referral so it was FYF and then Rs. 1500 per year - oddly, they didn't charge me the second year fee (even though my spends are well below any waiver limit)

Thanks in advance for your inputs.

 

[codenerd]

Just got my 750+gst reversed by amex customer care in less than a minute. I had spent around 95-98k whole year so they easily waived off full renewal fee. It's even reflecting on my app.

 

[sd18]

I have Renewal of Amex MRCC next month. I called them yesterday and they said we can reduce the charges to 750+GST which will be completely reveresed along with GST if you can spend 30000 in next 3 months.
Is this generous offer? I was also planning to close Amex MRCC but was dicey as they are not issuing new cards.

 

[malavkarkar]

I have Renewal of Amex MRCC next month. I called them yesterday and they said we can reduce the charges to 750+GST which will be completely reveresed along with GST if you can spend 30000 in next 3 months.
Is this generous offer? I was also planning to close Amex MRCC but was dicey as they are not issuing new cards.

This is a very generous offer. MRCC also has full fee waiver if you're spending ₹1.5L in a year.

 

[sd18]

This is a very generous offer. MRCC also has full fee waiver if you're spending ₹1.5L in a year.

Yes in last year I used Amex Platinum travel more. So I stopped using this card in last year.

 

[akiratoriyama]

I have Renewal of Amex MRCC next month. I called them yesterday and they said we can reduce the charges to 750+GST which will be completely reveresed along with GST if you can spend 30000 in next 3 months.
Is this generous offer? I was also planning to close Amex MRCC but was dicey as they are not issuing new cards.

Worth keeping imo

 

[RAMESH BABU N]

I have Renewal of Amex MRCC next month. I called them yesterday and they said we can reduce the charges to 750+GST which will be completely reveresed along with GST if you can spend 30000 in next 3 months.
Is this generous offer? I was also planning to close Amex MRCC but was dicey as they are not issuing new cards.

Worth keeping MRCC. Spending 30K in 3m is a fair deal.

In my own case, as I spent 6m in USA, my usage this year is less than 25K in 9 months. I am willing to pay full charges (or half, If I get a similar deal) by using reward points. I do not want to close MRCC as I will not be able to get any AmEx card later (I am running 65 now).

 

[sd18]

Worth keeping MRCC. Spending 30K in 3m is a fair deal.

In my own case, as I spent 6m in USA, my usage this year is less than 25K in 9 months. I am willing to pay full charges (or half, If I get a similar deal) by using reward points. I do not want to close MRCC as I will not be able to get any AmEx card later (I am running 65 now).

and started by buying 4*1500 amazon vouchers for Electricity Bill Payment as Airtel Axis has started usage charge