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Closed Magnus, was given LTF Select & LTF Neo Rupay as a replacement.

PapaSierra

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So after keeping magnus for 2 years, have closed it due to virtually no benefits and hence no usage. Doesn't make sense paying 10000 annual fees if it cant be recovered.

The customer care offered a LTF Neo Rupay card to keep my account and credit limit as it is. Later they also "upgraded" the Magnus to LTF Select.

So this marks and end with relationship with Axis. These cards would be used only if any significant offer is there.
 
So after keeping magnus for 2 years, have closed it due to virtually no benefits and hence no usage. Doesn't make sense paying 10000 annual fees if it cant be recovered.

The customer care offered a LTF Neo Rupay card to keep my account and credit limit as it is. Later they also "upgraded" the Magnus to LTF Select.

So this marks and end with relationship with Axis. These cards would be used only if any significant offer is there.
I use select LTF for bigbasket 500 off on 3k card value.
The prices are comparable or lower than amazon fresh or flipkart groceries in my city and way lower than any offline general store. check it out buy via tata neu app for additional rewards

and the swiggy used to have 200 off on 500 cart value but they bumped it up to 1000 cart value. with swiggy's crazy markup it is not worth it.

Apart from that the card is useless. just using it for bank offers. for offline spend I use amex plat travel if accepted or just my amazon pay card.
 
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