Clarity on Kiwi Neon Yes Bank CC Cashback over the milestones sepnds above RS. 1.5L

[varun.rt]

Hello

I recently got a Kiwi Yes Bank CC for my UPI payements as the cashback is quire lucrative. Just wanted to understand what would be the cashback for my spends over Rs. 1.5L?
Will we continue to get the 5% cashback on all the spends over 1.5L? For eg. for the total spends of Rs. 2L, will be get Rs.10k?
Or it'd revert back to just 2% standard cashback spends?
Or is it just a '1.5L card' like Amex Travel Plat, which no longer be useful post acheiving the milestone spends?

I'm not sure if this question has been answred already in this forum, but all my attenpts have failed to get a reasonalble answer to the above.

Thanks!

 

[blew]

Were these extra kiwis excluded from the 1% cb of limit restriction?

I had made payment of 1.5L (3L total limit) in Nov so should get 3% extra in dec but need to make another payment of 1.5L in dec as well.

Wondering if I would get milestone benefits or not

Update:
I got the milestone benefits.

I made a payment of 1.51L in Nov and have a limit of 3L so I got 3k inr worth kiwis and was showed 80 kiwis (20Inr) as limit exceeded for 1k which was over 1.5L

Next month I again made a payment of 1.5L, got 3k worth kiwis.

On 31st Dec I got milestone benefits of 4520 Inr worth kiwis.

One interesting thing that I noticed was credit of extra kiwis for which initially showed as Limit exceeded.

 

[gowdhaman]

You get 2% beyond 1.5L. I have crossed in two months.

 

[Amit_1]

You’ll get Rs.7500/- once reached 1.5L milestone, later you will get 2% rewards for the spends with the maximum rewards per month capping applied to your card.

 

[diwakernori]

In my kiwi app showing 1,5% cb for non- neon subscribers for scan payments.
Earlier it was 1% cb I think so. ?

 

[indianets]

Update:
I got the milestone benefits.

I made a payment of 1.51L in Nov and have a limit of 3L so I got 3k inr worth kiwis and was showed 80 kiwis (20Inr) as limit exceeded for 1k which was over 1.5L

Next month I again made a payment of 1.5L, got 3k worth kiwis.

Thanks for explaining in details.

I am curious to know what these spends were about. Do they include GC or Insurance payments?

 

[iamdhamo]

Does educational spends count for mile stone benefits?

 

[Anindya98]

Does educational spends count for mile stone benefits?

No, it will be Ineligible spends

 

[Prem03]

Does educational spends count for mile stone benefits?

Even I didn't get any Kiwis for purchasing school books so that is also excluded.

 

[Anindya98]

Even I didn't get any Kiwis for purchasing school books so that is also excluded.

Online Platform or Local Vendor?

 

[Prem03]

Online Platform or Local Vendor?

Purchased from the school bookstore vendor.

 

[Anindya98]

Purchased from the school bookstore vendor.

Okay, so the MCC was education IG.

 

[Prem03]

Okay, so the MCC was education IG.

Yes, checked in the help section. It's showing as educational services transaction.

 

[sunit123]

Even I didn't get any Kiwis for purchasing school books so that is also excluded.

I purchased books and i received kiwis...for school, mcc is education but if school has tied up with vendor then mcc code is not education.

 

[hims007sagar]

@Anindya98 @Amit_1 Guys I applied for Card in October 2024 and was rejected as I was holding other Yes Bank card. But I had opted for Kiwi Neon membership then which was free for first year. (FYF)
Cut to May 2025, I applied Kiwi card again and got the card this time as I had closed my previous Yes bank cc. But now I see that the card is visible but my previous FYF Kiwi Neon membership is gone & in the app it is asking me to pay 999+GST for getting the Kiwi Neon membership.
What should I do to get back my FYF Neon membership. Please guide..Thanks!

 

[VISION]

@Anindya98 @Amit_1 Guys I applied for Card in October 2024 and was rejected as I was holding other Yes Bank card. But I had opted for Kiwi Neon membership then which was free for first year. (FYF)
Cut to May 2025, I applied Kiwi card again and got the card this time as I had closed my previous Yes bank cc. But now I see that the card is visible but my previous FYF Kiwi Neon membership is gone & in the app it is asking me to pay 999+GST for getting the Kiwi Neon membership.
What should I do to get back my FYF Neon membership. Please guide..Thanks!

nothing can be done now, many have faced this issue.. it would be possible before applying card(by requesting to delete ur account and register as new). now you have pay, even customer will give the same answer. but you can try ur lucky.

 

[Anindya98]

What should I do to get back my FYF Neon membership. Please guide..Thanks!

Only Kiwi can solve this problem. Ask Kiwi support to reactivate your old membership.

 

[Amit_1]

@Anindya98 @Amit_1 Guys I applied for Card in October 2024 and was rejected as I was holding other Yes Bank card. But I had opted for Kiwi Neon membership then which was free for first year. (FYF)
Cut to May 2025, I applied Kiwi card again and got the card this time as I had closed my previous Yes bank cc. But now I see that the card is visible but my previous FYF Kiwi Neon membership is gone & in the app it is asking me to pay 999+GST for getting the Kiwi Neon membership.
What should I do to get back my FYF Neon membership. Please guide..Thanks!

Try your luck with kiwi support, u cud have get referral before applying.

 

[VISION]

Try your luck with kiwi support, u cud have get referral before applying.

he already got the card

 

[Amit_1]

he already got the card

Yes I can see that, recommended to contact kiwi support, before applying he should take anyone referral to get Kiwi Neon membership free.

 

[VISION]

Yes I can see that, recommended to contact kiwi support, before applying he should take anyone referral to get Kiwi Neon membership free.

yes before applying, it was possible