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go through thisNeed an honest suggestion,
Is crisil membership really worth taking.
I only have 5 credit cards, zero loan.
And I generally check my score on OneScore and Gpay from time to time.
And all the details including limit and payment all is reflecting properly.
all those free versions are like, you can check once in a month and you won't get real time alerts
for me it's important to have real time updates and hence I take the subscription
but if you feel there's no need for that, then you don't need to take it
Remember this, anything, be it subscription or even a CC, only take it if you actually need it, never take them because there's an offer on them
why though, why is there a need for cibil subscription, someone above explained it a bit but i'm still confused why people buy itJust keep buying , it will automatically stack it .
I stacked it until 2031 as seen in the above screenshot
I want real time updates bhai, I clearly mentioned it.why though, why is there a need for cibil subscription, someone above explained it a bit but i'm still confused why people buy it
Remember this, anything, be it subscription or even a CC, only take it if you actually need it, never take them because there's an offer on them
For this you don't need any plans subscription. Official CIBIL site gives you score once per year. Once you create account and see score, you will get CIBIL hard enquiry updates in SMS and e-mail as soon as it is made.But the main reason I take it is the alerts feature, if there is a new enquiry or new account added to your CIBIL profile it alerts you immediately via email.
true, i got it recently the first time and i was like this is something newFor this you don't need any plans subscription. Official CIBIL site gives you score once per year. Once you create account and see score, you will get CIBIL hard enquiry updates in SMS and e-mail as soon as it is made.
Yep, but you won't know what was the enquiry etc unless you can free refresh available or active subscriptionFor this you don't need any plans subscription. Official CIBIL site gives you score once per year. Once you create account and see score, you will get CIBIL hard enquiry updates in SMS and e-mail as soon as it is made.
they mentioned in the plans comparision that alerts are only for 6 month and 12 months plansFor this you don't need any plans subscription. Official CIBIL site gives you score once per year. Once you create account and see score, you will get CIBIL hard enquiry updates in SMS and e-mail as soon as it is made.
so that might be a bug then, or is it intentional feature?Yep, but you won't know what was the enquiry etc unless you can free refresh available or active subscription
I don't have any subscription and I still receive alerts when my CIBIL hits with enquiry (no other updates). I get it from CIBIL organisation, not the bank.they mentioned in the plans comparision that alerts are only for 6 month and 12 months plans
so it's like "a new enquiry/account has been added to your CIBIL account" login to cibil.com to see moreI don't have any subscription and I still receive alerts when my CIBIL hits with enquiry (no other updates). I get it from CIBIL organisation, not the bank.
I checked my score in official CIBIL site in July 31st 2023. For CIBIL report changes, I received alerts for last year and I am not recieving any alerts this year.so it's like "a new enquiry/account has been added to your CIBIL account" login to cibil.com to see more
something like that?
last year when you were getting both types of alerts, you had a subscription?I checked my score in official CIBIL site in July 31st 2023. For CIBIL report changes, I received alerts for last year and I am not recieving any alerts this year.
For enquiries made by bank, I still receive alerts without fail.
I never had CIBIL subscription till date.last year when you were getting both types of alerts, you had a subscription?
Don't tell them, otherwise they will make it ₹2400 per year and give 50% discount 🥴I think cibil was impressed by the overwhelming response to it's Independence day sale,
So they came up this extended offer
yeah, I missed taking it then, as I was offline during that dayI think cibil was impressed by the overwhelming response to it's Independence day sale,
So they came up this extended offer
added one more year today, still working, so I think the coupon's validity is until Sep 30thCan you confirm this, is it valid till 30th Aug or 30th Sep ?