Cards remains active

[chandra.prakash]

If i donot do any transaction on any credit card, how much time the card still remain active.

 

[panu24]

I think you should do at least one transaction per year even if it's just Rs. 1 payment.

 

[NOOBY]

If i donot do any transaction on any credit card, how much time the card still remain active.

as per RBI rules, the card should be cancelled by banks if not used for more than max 1 year with prior notices given to the user...

Banks may reduce this as per their T&C, example is HDFC, they close within 6 months if not used

 

[deep@vie]

If i donot do any transaction on any credit card, how much time the card still remain active.

should do a transaction in every 3 to months to be on safer side,though banks send a intimation before closing.

 

[Harry1]

should do a transaction in every 3 to months to be on safer side,though banks send a intimation before closing.

Can u do transaction after bank intimation and avoid closure?

 

[SiddharthR]

Yes

Can u do transaction after bank intimation and avoid closure?

 

[Harry1]

Yes

Good, i have 10-15 cards. Difficult to track otherwise 😅.

 

[Tosh]

Easy just add card on zomato/swiggy and remove +/-2 rs instant and card active for another year 😂