BOB World Opulence Visa Infinite Metal Edition Debit Card: A New Addition for the Bank of Baroda HNI Customers

[Subhankar]

Bank of Baroda being one of the largest PSU banks, is not falling behind in the current race of introducing "premium features" to their Debit cards as well. BOB has introduced a metal Debit card named World Opulence which is coming with some great features which can only be seen to some of the most premium credit cards out there. It's being offered on Visa Infinite variant. You can check their official website for further informations This Debit card is also coming with a good amount of joining and annual fee which are being the followings:

Joining Fee: Rs 9,500/- (for the first year)
Annual Fee: Rs 9,500/- (from the 2nd year onwards)




Features & Benefits of the BoB World Opulence - Visa Infinite (Metal Edition) Debit Card:

1. Complimentary Airport Pickup and Drop Service (haven't specified any number)
2. Unlimited International Airport Lounge Visits
3. Unlimited Domestic Airport Lounge Access
4. Complimentary Club Marriott Membership for a year
5. Golf Programme: Complimentary sessions at select Golf courses
6. Health and Wellness benefits - Discounts/Vouchers/Memberships on select brands
7. Complimentary dining benefits and curated experiences at select hotels
8. Offers from Premium Brands: such as Satya Paul, Truefitt & Hill, Brooks Brothers and House of Masaba
9. Room upgrades, late checkouts, complimentary benefits at select hotels, which are a part of the Visa Luxury Hotel Collection


Let us know what you do think about this Debit Card

 

[ashwink]

You must have opened 1L account and then downgraded to 15k a/c ib.

Which Account ?

 

[pprakash11]

Which Account ?

UBI HNI Account.
SB-HNI

 

[kishorvr]

Which Account ?

He is mentioning about the HNI 1 lakh aqb variant account.

 

[pprakash11]

Downgrading after getting select Rupay dc will make it fyf (i think). Waiting for people's input.

I got UBI Rupay select LTF using UBI Salary Account

 

[pprakash11]

He is mentioning about the HNI 1 lakh aqb variant account.

Yeah, that account name only is SB HNI Account

 

[ashwink]

UBI HNI Account.
SB-HNI

Now they have excluded many categories of DC Rewardz not worthy..(Signature DC)

 

[kishorvr]

I got UBI Rupay select LTF using UBI Salary Account

Oh lucky. I must wait for Rupay select dc to show up in Axis Bank where I have salary account or open high variant accounts in psu or small finance banks.

 

[pprakash11]

Now they have excluded many categories of DC Rewardz not worthy..(Signature DC)

Yeah I was thinking to cancel UBI Rupay select DC and get UBI Visa Signature DC, but looking at the most of the useful categories are excluded. It seems useless, better I continue my ubi rupay select dc

 

[ashwink]

Yeah I was thinking to cancel UBI Rupay select DC and get UBI Visa Signature DC, but looking at the most of the useful categories are excluded. It seems useless, better I continue my ubi rupay select dc

Would you take BOB Infinite?

 

[pprakash11]

Oh lucky. I must wait for Rupay select dc to show up in Axis Bank where I have salary account or open high variant accounts in psu or small finance banks.

Axis Bank giving any special benefits ?

 

[pprakash11]

Would you take BOB Infinite?

Dil - ✅
Dimag - ❌
🤣🤣

 

[kishorvr]

Axis Bank giving any special benefits ?

No. Benefits are same across banks on the Rupay select dcs.

 

[pprakash11]

No. Benefits are same across banks on the Rupay select dcs.

Switch then. When banks are not loyal towards customers, why should we ?

 

[kishorvr]

Dil - ✅
Dimag - ❌
🤣🤣

Sometimes dil ki baat sun na mehanga padta hai.

 

[pprakash11]

Sometimes dil ki baat sun na mehanga padta hai.

Bilkul. Soch samajh ke decision lena pdega 🤣🤣

 

[ashwink]

Getting all Visa Premium Cards

 

[pprakash11]

I'm getting only these options.
Already hold bob sapphire male.

May be bob world pe - It will show opulence !

 

[Batmanbaba]

Unfortunately I can't bob world because I changed my phone! And now I am a new user of BOB for getting onboarded to bob world

Thanks for the screenshot
Will see tomorrow in morning in net banking

If u have registered previously on Bob world....even if u change phone u can login....only new users are stopped from registration.....I

 

[Abhishek012]

Now they have excluded many categories of DC Rewardz not worthy..(Signature DC)

Abhi dekha, list toh badhta he ja raha hai -

​	Credit Card	Debit Card
Sr. No	Merchant Category	Merchant Category
1	Mutual fund transactions	Wallet Recharge
2	Insurance payments	Payment to charities
3	Bullion	Insurance payments
4	Insurance transactions	Payment to mutual funds
5	Fund transfer	Financial Institutions - Merchandise and Services (Including fund transfer)
6	Payment to Government	Security Broker/Dealer (including Mutual Fund)
7	Credit card bill payment	Money Order -Wire Transfer and other similar services
8	Wallet transfer/Loading	Quasi Cash - Customer financial institutions
9	Gambling sites	Non - Financial institutions - Foreign currency, Money orders (Not wire transfer) and Travelers cheques and other similar services
10	Fuel	Money transfer - Member Financial Institutions
11	Payment to charities

 

[pprakash11]

If u have registered previously on Bob world....even if u change phone u can login....only new users are stopped from registration.....I

I have tried but it always gives errors