I kept getting calls saying 5.5 % interest with OD account which sound unbeleivable . Almost accepted, then they told me for 30 lakh OD i need a policy payment of 1.95 lakhs a year for 12 years. policy will mature in 20 years and od will stay until then. The above terms is accetable for me . But is this true??? i searched online found OD account shows 10.65 % . they are saying digital channel is less. is this even possible?
