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BOB HPCL Energie Virtual Card Lifetime Free Offer

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My transactions of this virtual Bob energie are failing.. Getting sms as transaction declined.. But every channel is activated..dont know why
Similar issue with my card
I got the HPCL Energie virtual card converted to Physical card.
When I use Tap and Pay using the physical card, it works fine.
UPI also works.
Online trx also work.
But swipe/insert in POS machines get reversed all the time.
I rely only on Tap and Pay on POS machines 😕😕

{All the transaction types are enabled for Domestic in the BOB App}
 
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