Deleted member 5552
TF Ace
No, I regularly use irctc service on Amazon.
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Best way to spend on IRCTC Website?
- Thread starter John123
- Start date
Chaitanya-a
TF Prestige
Yeah but since I don't have SBI Card, so have to rely on HDFC only
SiddharthR
TF Ace
Mean to say that charges might be levied to those who book many times on Amazon
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Chaitanya-a
TF Prestige
Maybe they're rolling out to everyone slowly. As even less frequent ones are getting it too. I last booked on December 2nd week. Till then, it was not there.
Deleted member 5552
TF Ace
Sorry, I didn't read your comment properly 🤣 Yes, Amazon thinks that Amazon is only one way to book train tickets. HDFC Smartbuy also will charge convenience fee on upcoming days.
Chaitanya-a
TF Prestige
If everyone starts charging convenience fee, then we'll go back to IRCTC and opt UPI.
Don't want to pay convenience fees twice (IRCTC & Platform as well). One is enough 😕
You can use HDFC platinum Debit card which doesn't have any payment gateway charges. Through Smartbuy, you can use DC also and get accelerated rewards. But it has validity of 90 days only. Please see whether you can get Regalia or DCB and use Smartbuy to get 3x rewards though you will incur 1% + get as pg charges. Unless you go to UPI or IRCTC co branded cards, you can't escape IRCTC convenience fee.
Deleted member 5552
TF Ace
Did you try with platinum debit card? How many days it takes to credit cashback on smartbuy irctc transaction? Millennia debit card cash back will be credited within 75 to 100 days and MoneyBack Credit Card cashback will be credited within 4 days for smartbuy transactions
Yes I have used it for few months till I got my DCB. I think the debit card points came within 90 days. Good thing with promotional points is you can encash even one point but there is no alert on points credit.so one has to watch regularly and encash
Chaitanya-a
TF Prestige
This 90 days timeline is what makes me think twice whether to book via smartbuy or not.
SiddharthR
TF Ace
But there email alert in the promotional CB expiry month
Deleted member 5552
TF Ace
Yes, That's the big headache
I think the regular cashback points will come within few days if you book directly in IRCTC website instead of Smartbuy. In any case I don't have anything to lose as I felt using HDFC debit card is the best if I don't want to pay the payment gateway charges and get something back 😜
Deleted member 5552
TF Ace
But I think platinum debit card does not give any reward points except some catagory
Chaitanya-a
TF Prestige
Yep even I think so
You are right. I hardly use that debit card and forgot that.
SiddharthR
TF Ace
I had used HDFC Smartbuy for IRCTC Ticket booking and had to cancel all the ticket due too plan change.HDFC Smartbuy is too good that they didn't even reverse the whole cashback...
{please correct Me if I miscalculated}
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Co branded cards I guess if you're a very frequent user. Else via Amazon using Reward Multipliers/GVs. Though I could notice Amazon too started charging fees recently.. but for high value transactions &/or premium cards it should still be ok.
Chaitanya-a
TF Prestige
Not worthy.
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