Best Way To Pay Credit Card Bills: More Information on IndusInd Exclusive Debit Cards

[seekndestroy99]

IndusInd Exclusive Account offers a free "IndusInd Exclusive Signature" Debit Card. Maximum cashback earned in a calendar month is ₹ 1050 statement credit at 0.93%.
Not many are aware that we can get 2 more debit cards issued for free in the same Exclusive Account, which would have their own separate cashback capping.

The variants are:

• Mastercard World Embossed
• Visa Platinum
  As per https://www.indusind.com/in/en/personal/Indus-Rewards-program.html, the Maximum Reward Point which can be earned in Mastercard World is 3000 (same as Exclusive Signature), but Platinum is 2000.

To get the additional debit cards, drop a mail to exclusive@indusind.com if you are an Exclusive Account Holder.

At ₹ 0.35 for a point for cash redemption, this amounts to a total of ₹ 1050 + ₹ 1050 + ₹ 700 = ₹ 2800 of cashback a month.



The cashback calculation could be a bit difficult to track and understand which is mentioned on this page:

Indus Rewards Debit Card Program - IndusInd Bank

Read all the important terms and conditions before applying for IndusInd Bank’s Debit Card. Click here and read all about IndusRewards Program here.

www.indusind.com

Hence, I calculated this in Excel, which makes it a bit easier to understand and track. Just to clarify, you can do any transaction value through the card (no minimum value). It all gets added to the spends. Then, as per your total spends, the points would be calculated at the end of the month. The debit points reflecting in your account would keep on changing in real time though.

Cumulative Amount	Points	Cumulative	Value of Points	Cumulative	Percent Savings per block	Cumulative % Savings
5000	50	50	17.5	17.5	0.35	0.35
10000	75	125	26.25	43.75	0.53	0.44
20000	200	325	70	113.75	0.70	0.57
30000	250	575	87.5	201.25	0.88	0.67
40000	250	825	87.5	288.75	0.88	0.72
50000	300	1125	105	393.75	1.05	0.79
60000	300	1425	105	498.75	1.05	0.83
70000	300	1725	105	603.75	1.05	0.86
80000	300	2025	105	708.75	1.05	0.89
90000	300	2325	105	813.75	1.05	0.90
100000	300	2625	105	918.75	1.05	0.92
112500	375	3000	131.25	1050	1.05	0.93
TOTAL	3000		1050

If there are any discrepancies or corrections, please let me know.

 

[drsel]

Yes , for both of them i received!✅

How long does it take to credit the amount?
I have done 100 rupees test transaction on Park plus.
it is not received even after 15 minutes.
With Paytm payment is received in 1 minute

 

[pinki]

How long does it take to credit the amount?
I have done 100 rupees test transaction on Park plus.
it is not received even after 15 minutes.
With Paytm payment is received in 1 minute

For BBPS billers, payments gets almost credited instantly or within 10 mins

But for other billers,takes 2-3; working days😐

 

[mojo_jojo123]

For BBPS billers, payments gets almost credited instantly or within 10 mins

But for other billers,takes 2-3; working days😐

park+ with indusind visa / master both are giving reward points right ?

 

[drsel]

For BBPS billers, payments gets almost credited instantly or within 10 mins

But for other billers,takes 2-3; working days😐

I was paying Axis Atlas credit card bill using Indus Exclusive Visa debit card via Park plus app (credit card payment)
Will this take 2 to 3 days?
it has not been credited for more than 4 hours.

 

[pinki]

I was paying Axis Atlas credit card bill using Indus Exclusive Visa debit card via Park plus app (credit card payment)
Will this take 2 to 3 days?
it has not been credited for more than 4 hours.

Yes it will take at least 2 working days,
Coz i also paid fk axis for rs 10k last month and it took 3 working days to credit 😐
Lets see , how this goes with u

 

[MangoRush]

3 working days to credit in Park+

 

[drsel]

3 working days to credit in Park+

Paytm takes less than 1 minute, I get reward points with Indusind exclusive Visa debit card

 

[MangoRush]

PayTM and MK don't use BBPS

 

[sm9811911]

Mc is sure,
For Visa i hv still not tried 👍
If you get with visa , then update here

by any chance do you have multiple personality disorder? Lol

 

[sm9811911]

Yes , for both of them i received!✅

Or did you forget about the time you did tranx and got points on both dc using p+?

 

[drsel]

After how many days are points credited to IndusInd debit card?
I cannot open the points redemption page on the app

 

[pinki]

Or did you forget about the time you did tranx and got points on both dc using p+

Yes really 😂
Now i rechecked and confirm that , yes i hv tried visa on p+ on 14th and received for that also

😐 Sorry my bad, i really forgot abt that tranx
I might delete the previous cmnt🙏

 

[pinki]

park+ with indusind visa / master both are giving reward points right ?

Yes giving buddy! 👍 Go ahead

 

[pinki]

After how many days are points credited to IndusInd debit card?
I cannot open the points redemption page on the app

4-5 days
But for real: jab indusind ka man kre

 

[sm9811911]

Yes really 😂
Now i rechecked and confirm that , yes i hv tried visa on p+ on 14th and received for that also

😐 Sorry my bad, i really forgot abt that tranx
I might delete the previous cmnt🙏

All good. Happens sometimes.

 

[Eye of Ajay]

Since its not written here but for the PIONNER DEBIT CARD the reward rate is 0.5% an is unlimited.

 

[sidmanraj]

Does indusind debit card gives points on adding money to slice?

 

[minhazuddin]

I have 3 debit cards with exclusive indusind account currently.
1. Gold virtual card
2. Visa signature Exclusive
3. Master world Exclusive

Question: I can see an option to get visa platinum exclusive card as well in my account. Would it be issued to me as a 4th card if I apply for it?

How did you get both Signature and Mastercard. I called the customer care and they said only one card can be linked to the account. Thus, only one card can be active

 

[4uziaul]

How did you get both Signature and Mastercard. I called the customer care and they said only one card can be linked to the account. Thus, only one card can be active

Not true at all. 😁 IndusInd allows you to hold multiple cards with a single account. Try to get the card through your RM or keep trying with customer care until you connect to the right agent.

 

[minhazuddin]

Not true at all. 😁 IndusInd allows you to hold multiple cards with a single account. Try to get the card through your RM or keep trying with customer care until you connect to the right agent.

No expectation from customer care, will try RM.