Best UPI Credit Cards

[fradela]

Have following Life Time Free Credit Cards. All are from VISA, MASTER CARD and AMEX.

Need a couple of RuPay cards for my UPI transactions.

Preferably, Life Time Free cards or LTF for MNC employees. [Like AU provides LTF for MNC employees]

1. HDFC Regalia Gold (MasterCard)

2. HDFC Swiggy (MasterCard)

3. ICICI Sapphiro (Amex and MasterCard)

4. AU Vetta (Visa Signature)

5. IDFC First Wealth (Visa Infinite)

 

[hender]

I'm not creating a new thread but complementing here. Hope that's OK @fradela

Lately, there have been many RuPay credit cards with UPI cashback features launched in partnership with various fintech companies. It’s becoming hard to keep track of which ones are actually good and reliable. I’m trying to figure out which one stands out today in terms of rewards, ease of use, and overall customer experience.

Here are a few cards I’ve come across:
Tata Neu HDFC and SBI cards
Supermoney Axis
Kiwi cards with Axis and Yes Bank
CreditPe Ace with Yes Bank
Edge+ Jupiter with CSB Bank
Pop with Yes Bank
Scapia Federal

What else did I miss?

Also even Amazon has entered the party with Rewards Gold and giving away a lot of cashback for each transaction.

Each card seems to have its own perks and app interface, but it’s unclear which one gives consistent cashback and smooth UPI experience.

Some give cashback as statement credit, while some give cashback as their coins in their own apps which we need to redeem later. (Charges extra)

The space is getting crowded and honestly confusing. A lot of these cards also depend heavily on the fintech app experience, which can be hit or miss. Some people face technical issues or delayed rewards, while others say the service is great.

If you’ve used any of these, what has your experience been like? Which one do you use regularly and trust? I'm looking for something reliable with good cashback and a smooth app experience.

+1,
Do we have a simple comparison table with key benefits...