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Best Train Credit Card

Naman Jain

TF Buzz
I have been looking to get a credit card only for train because just due to work mostly spend 6,000 per month on train and if I include travel it would be around 8,000 per month so looking at my spend train is a good chunk and want to maximise the potential.

I have already using SBI cash back credit card and have good salary so getting slightly premium credit card will not be a problem like earn more then 18 LPA+ and have good credit history too with cibil more then 800

So can you suggest me a credit card as SBI cash back don’t give 5% on irctc train booking.
 
I have been looking to get a credit card only for train because just due to work mostly spend 6,000 per month on train and if I include travel it would be around 8,000 per month so looking at my spend train is a good chunk and want to maximise the potential.

I have already using SBI cash back credit card and have good salary so getting slightly premium credit card will not be a problem like earn more then 18 LPA+ and have good credit history too with cibil more then 800

So can you suggest me a credit card as SBI cash back don’t give 5% on irctc train booking.
only 2 hdfc and sbi irctc cards.. u can check out.. or DCB / Infinia for Smartbuy -irctc
 
Summoning icchadhari nagin @Vasuki
dance bollywood GIF by BFUNK
 
I have been looking to get a credit card only for train because just due to work mostly spend 6,000 per month on train and if I include travel it would be around 8,000 per month so looking at my spend train is a good chunk and want to maximise the potential.

I have already using SBI cash back credit card and have good salary so getting slightly premium credit card will not be a problem like earn more then 18 LPA+ and have good credit history too with cibil more then 800

So can you suggest me a credit card as SBI cash back don’t give 5% on irctc train booking.
Hdfc millniea dc
And hdfc IRCTC cc ..
 
Buy MakeMyTrip voucher at 4% discount using SBI cashback card to get a total of 9%.
Use this voucher to buy train tickets on MakeMyTrip.

EDIT. Now the month end discount is 7%
 
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I think this no longer works. Can you confirm its still working?
Buy MakeMyTrip voucher at 7% discount on Amazon using SBI cashback card, to get a total of 12%.return
Use this voucher to buy train tickets on MakeMyTrip.

Screenshot_20240429-231513.jpg
 
What I am asking is have you tried this recently? This loophole is now patched from my perspective
I also wanted to double confirm here. It's clearly mentioned on gift voucher page-
"This Gift card is not valid on Cab, Bus, Activities, Rail, Homestays,VISA and is not valid on bookings through myBiz."

So not sure if MMT thing is working or not
 
I also wanted to double confirm here. It's clearly mentioned on gift voucher page-
"This Gift card is not valid on Cab, Bus, Activities, Rail, Homestays,VISA and is not valid on bookings through myBiz."

So not sure if MMT thing is working or not
Ye kaam kar rha hai kya abhi bhi ?
 
Bhaiyo by booking ticket on smartbuy using millenia cc, i got the 5% cashback as informed by one member of this community only. So everyone can avail this benefit.
 
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