Best spending instruments for around 3-4 lacs of travel spends in September - December 2025

[sarthak_02]

Hi folks.
I'm planning 2 international trips, one with family and other with friends in sept-dec 2025.
Locations are Malaysia, Singapore and Vietnam. ( If helpful for specific suggestions for spends)
Can you help suggest me the cards/payment instruments that will give me best returns both on travel and hotels and in general on international spends as well.

 

[Wealth is my birth right!]

Hi folks.
I'm planning 2 international trips, one with family and other with friends in sept-dec 2025.
Locations are Malaysia, Singapore and Vietnam. ( If helpful for specific suggestions for spends)
Can you help suggest me the cards/payment instruments that will give me best returns both on travel and hotels and in general on international spends as well.

If using hdfc cards see if global value program still exists