Best salary account for 1.75L per month

[Amit_1]

Having the bank options from the company portal for salary account:
IDFC, HDFC, ICICI, AXIS, STANDARD CHARTERED, HSBC, YES BANK, RBL BANK

Previous Salary Account was with HDFC, recently opened salary account with HSBC, looking out for other best options available!

 

[quino]

recently opened an account with HSBC

is that salary account?

 

[Amit_1]

is that salary account?

Yes bro, let me edit the post

 

[BhaiyaJi]

Having the bank options:
IDFC, HDFC, ICICI, AXIS, STANDARD CHARTERED, HSBC, YES BANK, RBL BANK

Previous Salary Account was with HDFC, recently opened salary account with HSBC, looking out for other best options available!

Checkout benefits of new PNB salary account.

 

[Amit_1]

Checkout benefits of new PNB salary account.

Not available from the options available in the company portal.

 

[SatyG]

Having the bank options:
IDFC, HDFC, ICICI, AXIS, STANDARD CHARTERED, HSBC, YES BANK, RBL BANK

Previous Salary Account was with HDFC, recently opened salary account with HSBC, looking out for other best options available!

Do you mind sharing the reason behind opting out of HDFC Salary acc?

 

[Amit_1]

Do you mind sharing the reason behind opting out of HDFC Salary acc?

HSBC Salary Premier DC with 5% cashback on offline / online transactions

 

[Yugi]

You can look at Union Bank Salary account, they have good benefits including discount on interest rates on home loan.

 

[SatyG]

HSBC Salary Premier DC with 5% cashback on offline / online transactions

3LPM net salary is the requirement for HSBC Premier Salary ACC right? or am I missing something?

 

[Hell_Kitty]

Having the bank options:
IDFC, HDFC, ICICI, AXIS, STANDARD CHARTERED, HSBC, YES BANK, RBL BANK

Previous Salary Account was with HDFC, recently opened salary account with HSBC, looking out for other best options available!

For me ICICI worked the best so far. Earlier had Citi for close to 8 years and closed it due to Axis take over.

 

[Amit_1]

3LPM net salary is the requirement for HSBC Premier Salary ACC right? or am I missing something?

Really not sure about the account variant name, as I want the 5% cashback DC

 

[Amit_1]

You can look at Union Bank Salary account, they have good benefits including discount on interest rates on home loan.

Union is not available as the option

 

[Amit_1]

For me ICICI worked the best so far. Earlier had Citi for close to 8 years and closed it due to Axis take over.

I don’t think IcICI has much benefits like any good cards in the salary range

 

[Hell_Kitty]

I don’t think IcICI has much benefits like any good cards in the salary range

Your original post didn’t mention about CC. If your goal is CC then HDFC makes sense. Can try to RG based on current salary.

 

[Amit_1]

Your original post didn’t mention about CC. If your goal is CC then HDFC makes sense. Can try to RG based on current salary.

Bro looking for best available benefits rather only CC, which is as-like good DC, loan interest rates, good cashback DC cards.

Already have hdfc RG ltf.

 

[fradela]

Go with HSBC.

You will get 5% cashback on DC.

You may ask HSBC Live + CC as LTF.

 

[Amit_1]

Go with HSBC.

You will get 5% cashback on DC.

You may ask HSBC Live + CC as LTF.

Already onboarded HSBC,

Got DC,

Having Live+ CC prior to HSBC salary account, can I ask to make it LTF, will that work!

 

[SatyG]

Already onboarded HSBC,

Got DC,

Having Live+ CC prior to HSBC salary account, can I ask to make it LTF, will that work!

Does this 5% offer get renewed annually? I see that the 5% offer is expiring on 31st Jul, 2025

 

[Amit_1]

Does this 5% offer get renewed annually? I see that the 5% offer is expiring on 31st Jul, 2025

As per some RBI norms, offer should have some timeline, that would be extended as per bank representative

 

[sambitpatro]

Already onboarded HSBC,

Got DC,

Having Live+ CC prior to HSBC salary account, can I ask to make it LTF, will that work!

Afaik, hsbc doesn't offer live+ LTF to anyone...