Best Salary acc 2025 for 2.5L net salary credit

[Shreyas111]

Hi All
I'm switching companies and wanted some help on choosing a good bank account for my salary credit (~2.5L).

My main requirements are getting a CC that gives good overall returns. Spends are mainly on Food, entertainment, Travel and online shopping.

My Current CC Portfolio:

• AMEX MRCC
• HDFC Swiggy
• HDFC Millenia (planning to close soon)
• IDFC First Wealth CC
• ICICI Amazon Pay
• Axis Airtel Rupay

I also have the below accounts (Thanks to this forum for tricks to get this)

• IDFC first Wealth
• HDFC Preferred
• Axis Burgundy
• Indusind Pioneer

I was thinking of opening an ICICI salary acc if i'm able to get an EPM. But am conflicted with opening a HSBC Salary acc and potentially convincing them for an upgrade to premier. Please help 🙏