Best route for HDFC BIZ BLACK UPGRADE

[drabhishek90]

Hi everyone, I had HDFC Regalia Gold and Tata Neu Infinity card with 5.2 lacs shared limit. I was planning for applying for HDFC BIZ BLACK CC. I have an ITR of 30lacs.
My question is whether I should apply as a Floater to Regalia Gold CC or an upgrade? Which offers more chances of approval.
Also is there any spend critera before applying for BizBlack.

 

[Anupama_Jha]

Hi everyone, I had HDFC Regalia Gold and Tata Neu Infinity card with 5.2 lacs shared limit. I was planning for applying for HDFC BIZ BLACK CC. I have an ITR of 30lacs.
My question is whether I should apply as a Floater to Regalia Gold CC or an upgrade? Which offers more chances of approval.
Also is there any spend critera before applying for BizBlack.

Best would be to consult RM or BM. If he/she is intelligent, will get approval both way easily.

 

[drabhishek90]

Best would be to consult RM or BM. If he/she is intelligent, will get approval both way easily.

Both of them are idiots.

 

[theinfinitykris]

Hi everyone, I had HDFC Regalia Gold and Tata Neu Infinity card with 5.2 lacs shared limit. I was planning for applying for HDFC BIZ BLACK CC. I have an ITR of 30lacs.
My question is whether I should apply as a Floater to Regalia Gold CC or an upgrade? Which offers more chances of approval.
Also is there any spend critera before applying for BizBlack.

There is for sure a spend criteria of 750k in 6 months and maybe minimum credit limit of 5.5 lakhs

 

[siddhi]

Hi everyone, what are the chances of getting Biz black approved with a itr of 26.5L for they year of 23-24? Mentioned to grievance redressal that this is previous year and yet to file for current year which crosses the income criteria. Just curious if it would get approved with 26.5L one?