Best LTF Rupay Credit Card for UPI Payments.

[princeagrawal16]

Hi,

Wanted to get a card for UPI Payments.

Any Suggestions?

Thanks

 

[WhoU]

Not in axis bank.

 

[iamabhisekagar]

Go for PNB Rupay Platinum CC

 

[Walter White]

Go for BoB. Easiest to get at this point of time compared to other options.

 

[princeagrawal16]

Go for BoB. Easiest to get at this point of time compared to other options.

Is it the online process? Or Physical verification and stuff has to be done?

 

[princeagrawal16]

Go for PNB Rupay Platinum CC

Can we apply it online? Without any documents submission?

 

[Walter White]

Is it the online process? Or Physical verification and stuff has to be done?

Physical verification depends from person to person. The entire application is online. Btw BoB accepts C2C.

 

[iamabhisekagar]

Can we apply it online? Without any documents submission?

Yes you can apply online...but they want documents

 

[NOOBY]

Go for BoB. Easiest to get at this point of time compared to other options.

which all variants are available in Rupay ?
I assume their premium cards (like Eterna) are only in VISA/MC and not on Rupay right ?

 

[Walter White]

which all variants are available in Rupay ?
I assume their premium cards (like Eterna) are only in VISA/MC and not on Rupay right ?

Take any of Easy/Select/Premier(LTF till Mar 31) or go for their Professional Cards (most of them are LTF), if you fulfill the eligibility criteria.

There is no Rupay variant in case of Eterna.

 

[Seth]

Physical verification depends from person to person. The entire application is online. Btw BoB accepts C2C.

@iamabhisekagar

In bob cc apply , they show option of have credit card.
My Axis and SBI card is 1 month old and one card FD card is 10 month old but 2200 limit , so should I add Axis or onecard/idfc there?

Or apply via my ITR (3.7 lac) only for higher chances of approval ?

 

[iamabhisekagar]

@iamabhisekagar

They show option of have credit card.
My Axis and SBI card is 1 month old and one card FD card is 10 month old but 2200 limit , so should I add Axis or onecard/idfc there?

Or apply via my ITR (3.7 lac) only for higher chances of approval ?

You applying BOB CC?

 

[Wealth is my birth right!]

Hi,

Wanted to get a card for UPI Payments.

Any Suggestions?

Thanks

Just install Tata neu app in ur mob and see if u get any Tata rupay ltf offer
Try ur luck before 31st

 

[princeagrawal16]

Just install Tata neu app in ur mob and see if u get any Tata rupay ltf offer
Try ur luck before 31st

Checked right now. I'm getting it FYF but I wanted LTF cards because i will be using it for small UPI transactions.

Moreover, how do I select the Rupay variant?

 

[Wealth is my birth right!]

Checked right now. I'm getting it FYF but I wanted LTF cards because i will be using it for small UPI transactions.

Moreover, how do I select the Rupay variant?

I suggest to take fyf and use 11 months then close
The rupay selection in the last step don’t miss it while applying
Apply from Tata app then only u get visa/rupay select option
Don’t apply direct from hdfc site

 

[princeagrawal16]

I suggest to take fyf and use 11 months then close
The rupay selection in the last step don’t miss it while applying
Apply from Tata app then only u get visa/rupay select option
Don’t apply direct from hdfc site

Cool..for the plus version renewable fee is Rs. 499 only. Waived off on spending of Rs. 1,00,000. It can be achieved I guess..😊

 

[Wealth is my birth right!]

Cool..for the plus version renewable fee is Rs. 499 only. Waived off on spending of Rs. 1,00,000. It can be achieved I guess..😊

It’s good then
I posted by keeping in mind infinity where it’s 3lac spend or 1499 cut with gst🤔

 

[Seth]

You applying BOB CC?

Yes

 

[princeagrawal16]

It’s good then
I posted by keeping in mind infinity where it’s 3lac spend or 1499 cut with gst🤔

No worries. Thanks for all the info.

 

[iamabhisekagar]

Yes

Since your unsecured CCs is 1 month old...there are more chances of rejection...better wait for 5 more months and then apply