• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Best credit card for 1 lac monthly fuel spends?

Solution
Which is best credit card for monthly fuel spends of 1lac?
HDFC Biz Black with Park Plus

Positives:

1. Less chance of transaction getting flagged and card blocked

2. Park Plus cashback till 150/- (monthly limit)

3. Basic reward rate of 5 points per 150 (3.33% if redeemed for flights and hotels through Smartbuy)

4. At these spends card is effectively free (annual fee waiver on spends of 7.5 lacs)

Negatives:

1. Never know when the MCC changes or an explicit change is mentioned by HDFC

2. For Hotel and Flight redemption through Smartbuy condition is 50% instead of 30% balance payment on retail variants redemption

3. Assumption here is Park Plus shall allow multiple voucher purchases (Max 5999 can be purchased at one go)

techt

TF Legend
@DocFixIt . .
Hungry Gas GIF by Ana Armendariz
 

jk51

TF Premier
Which is best credit card for monthly fuel spends of 1lac?
HDFC Biz Black with Park Plus

Positives:

1. Less chance of transaction getting flagged and card blocked

2. Park Plus cashback till 150/- (monthly limit)

3. Basic reward rate of 5 points per 150 (3.33% if redeemed for flights and hotels through Smartbuy)

4. At these spends card is effectively free (annual fee waiver on spends of 7.5 lacs)

Negatives:

1. Never know when the MCC changes or an explicit change is mentioned by HDFC

2. For Hotel and Flight redemption through Smartbuy condition is 50% instead of 30% balance payment on retail variants redemption

3. Assumption here is Park Plus shall allow multiple voucher purchases (Max 5999 can be purchased at one go)
 
Solution
Top