• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Battle of Benefits: BOB RuPay Select vs. BOB EMT RuPay Platinum Debit Cards Which one to choose?

Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Today, I opened a Bank of Baroda Max Savings Account, but I am unable to register for net banking. I read in one post that a welcome message is required to start net banking. I did not opt for a debit card while opening the account. In how many days will the welcome message arrive?
I got the Welcome message on the same day
 
After one hour, I received a welcome letter on my email, but it only mentioned the account number, customer ID, and IFSC code. How can I log in to my B.O.B. Net Banking if I didn’t receive a user ID?
Follow the steps:
 
Follow the steps:
Thanks, bro! It really worked—thanks a lot. I applied for both the RuPay Select and EMT debit cards today
 
Last edited:
bro, I’m planning to get RuPay Select Debit Cards from multiple banks like BOI, Canara, CBI, and Indian Bank. Can I add all these RSDCs into one account? It’s very difficult for me to manage so many numbers.
Yes u can add one card from each bank in 1 rupay account
 
I'm facing a very unusual problem with Bob world app

My EMT DC was delivered yesterday, but it is still not showing in the app..

Does anyone have any idea about this?
 
Guys, I need some advice.

Last year, I opened an Advantage Account with BOB to get the EMT and Platinum debit cards for the Amazon Friday offer (which is now discontinued). At that time, I wasn’t planning on applying for the RuPay Select card, so I chose the Advantage Account since it made me eligible for most cards except Select. Now that the Amazon offer is gone and requirements have changed, I decided to get the RuPay Select card. But I found out my account isn’t eligible. After doing some research on TF, I learned I’d need to upgrade to a Super Savings Account, which usually takes just a day. Back in April (on a Thursday), I visited the branch and submitted my request. I kept checking throughout the day nothing changed. I waited until Monday, still no update. I called the branch manager, and he apologized, saying they’d prioritize it. Days passed, and nothing happened. Due to work and travel, I couldn’t visit the branch again until about 1.5 months later. By then, the staff had changed, likely due to transfers. I explained everything and submitted a new request. Again, they said it would be processed by evening but months passed with no update. I called the branch manager again, this time very frustrated. He explained that there was some error during the upgrade process and they were in touch with the backend team. Still, no resolution even after 4+ months.

Just last Wednesday, I went to the branch and sat there for over 40 minutes. They showed me the error on-screen and even called the backend team in front of me. Still no result. The staff took my number and said they’d inform me once it’s done but again, nothing.

I’m really frustrated and feeling helpless now. If anyone here knows how I can escalate this or get it resolved, please help.
 
Guys, I need some advice.

Last year, I opened an Advantage Account with BOB to get the EMT and Platinum debit cards for the Amazon Friday offer (which is now discontinued). At that time, I wasn’t planning on applying for the RuPay Select card, so I chose the Advantage Account since it made me eligible for most cards except Select. Now that the Amazon offer is gone and requirements have changed, I decided to get the RuPay Select card. But I found out my account isn’t eligible. After doing some research on TF, I learned I’d need to upgrade to a Super Savings Account, which usually takes just a day. Back in April (on a Thursday), I visited the branch and submitted my request. I kept checking throughout the day nothing changed. I waited until Monday, still no update. I called the branch manager, and he apologized, saying they’d prioritize it. Days passed, and nothing happened. Due to work and travel, I couldn’t visit the branch again until about 1.5 months later. By then, the staff had changed, likely due to transfers. I explained everything and submitted a new request. Again, they said it would be processed by evening but months passed with no update. I called the branch manager again, this time very frustrated. He explained that there was some error during the upgrade process and they were in touch with the backend team. Still, no resolution even after 4+ months.

Just last Wednesday, I went to the branch and sat there for over 40 minutes. They showed me the error on-screen and even called the backend team in front of me. Still no result. The staff took my number and said they’d inform me once it’s done but again, nothing.

I’m really frustrated and feeling helpless now. If anyone here knows how I can escalate this or get it resolved, please help.
I had already informed the BM that the sole reason I wanted to upgrade my account was to apply for the RSDC. He even tried to apply for it during our call but said it wasn’t possible with my current account type. He confirmed that the only way forward is to upgrade the account, which they claim they’re working on.

As a last option, I even asked if I could just close this account and open a new one this time directly as a Super Savings Account. But they told me that once I close my account with BOB, I won’t be allowed to open a new one again with them.
 
Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Back
Top