Battle of Benefits: BOB RuPay Select vs. BOB EMT RuPay Platinum Debit Cards Which one to choose?

[SJM]

1. I dont think so. It is only normal platinum card
2. While opening account its better not to select any debit card.
After account opened,we can log into net banking and can apply both rsdc and emt

You mean to say open account online or by visiting branch?

 

[Ram1]

You mean to say open account online or by visiting branch?

Online
While opening online account, we choose not to opt for sms alerts,dc, even chequebook.
I deselected sms charges and dc

 

[6ix9ine]

Is the bob emt bin 652494?

Y E S

 

[VSC]

Y E S

Thank you .

 

[SJM]

Online
While opening online account, we choose not to opt for sms alerts,dc, even chequebook.
I deselected sms charges and dc

Which account type did you open? Have you applied for RSDC/EMT and got it?

Can we get RSDC and EMT for BOB Lite Zero Balance Savings Account?

 

[VSC]

Which account type did you open? Have you applied for RSDC/EMT and got it?

Can we get RSDC and EMT for BOB Lite Zero Balance Savings Account?

Mine was bob lite but there was no option to apply for rsdc. Don't remember emt was there or not. I was mainly looking for rsdc

 

[Ram1]

Which account type did you open? Have you applied for RSDC/EMT and got it?

I did a mistake of opening advantage account, so I could only get EMT

Can we get RSDC and EMT for BOB Lite Zero Balance Savings Account?

No Min variant for EMT is advantage and for RSDC is super savings. On super savings u can get both fyf

Tip - open super savings, get both dcs, downgrade to advantage account.

 

[VSC]

I did a mistake of opening advantage account, so I could only get EMT

No Min variant for EMT is advantage and for RSDC is super savings. On super savings u can get both fyf

Tip - open super savings, get both dcs, downgrade to advantage account.

Yes I did the same thing, but didn't downgrade yet

 

[SJM]

I did a mistake of opening advantage account, so I could only get EMT

No Min variant for EMT is advantage and for RSDC is super savings. On super savings u can get both fyf

Tip - open super savings, get both dcs, downgrade to advantage account.

1. Can we downgrade online?
2. For Mahila Shakti we can get RSDC? (I know you answered before, just reconfirming before opening it)
3. Online account opening - does it ask account type at a later stage? Not seeing any option in first page (It does ask me to confirm that I am not a lunatic 🤣 )

 

[Ram1]

1. Can we downgrade online?

No

1. For Mahila Shakti we can get RSDC? (I know you answered before, just reconfirming before opening it)

Yes

1. Online account opening - does it ask account type at a later stage? Not seeing any option in first page (It does ask me to confirm that I am not a lunatic 🤣 )

U have to go through appropriate account variant link only. It shows variant name after adhar authentication

 

[Anindya98]

Can we get RSDC and EMT for BOB Lite Zero Balance Savings Account?

Mine was bob lite but there was no option to apply for rsdc. Don't remember emt was there or not. I was mainly looking for rsdc

Also, one more thing, RSDC can be applied when you have 20K MAB, under that no option to apply the card.

 

[kvndsz512]

Online
While opening online account, we choose not to opt for sms alerts,dc, even chequebook.
I deselected sms charges and dc

are there charges for chequebook , sms alert etc?

 

[SJM]

Also, one more thing, RSDC can be applied when you have 20K MAB, under that no option to apply the card.

Is this 20K MAB required for Mahila Shakti too? For how long I need to maintain 20K MAB before I can apply for RSDC?

@Abhishek012 @Ram1

 

[SJM]

are there charges for chequebook , sms alert etc?

SMS seems to be chargeable from 2nd year

 

[SJM]

No

Yes

U have to go through appropriate account variant link only. It shows variant name after adhar authentication

I tried opening online, and got this:

 

[Ram1]

I tried opening online, and got this:

R u trying for mahila sakti account?

 

[SJM]

R u trying for mahila sakti account?

Yes. I think it is because I tried joint account. It redirects to a different page. Single account goes to another link.

 

[Ram1]

Yes. I think it is because I tried joint account. It redirects to a different page. Single account goes to another link.

Joint account cant be opened online na

 

[SJM]

Joint account cant be opened online na

But it did not allow.

Single Ac: https://tabit.bankofbaroda.com/BarodaInstaClick/#/savings/registration

Joint Ac: https://bobcrm.bankofbaroda.co.in/retailliabilities/

 

[Ram1]

But it did not allow.

Single Ac: https://tabit.bankofbaroda.com/BarodaInstaClick/#/savings/registration

Joint Ac: https://bobcrm.bankofbaroda.co.in/retailliabilities/

U can only open single account online, for joint account, branch is the only option