Banks that give Unsecured cards to people with 18+ age

[sidzzzzz]

As per my current knowledge the following banks give unsecured cards to people with a minimum age of 18 ( banks that have mentioned such eligibility directly on their websites)

1. Axis Bank
2. Union Bank
3. Indian Bank
4. American Express
5. HDFC bank (with account)
Kindly reply with name of any other bank so that I can update the list with the same for the people who want to enter the credit card game early on.

 

[Tejo]

I'm not talking about secured cards.

ICICI seems to be good find.

AU, how?

Might existing customer, even for me he showed Zenith card while applying, due to non serviceable pincode they declined, cs asked to give serviceable address with poa, I don't have branch nearby to update, so I left application. The cs confirmed me, we give below 21 too, if they have cibil record.

 

[Tejo]

Idfc and pnb🔥 still didn't get the meaning

Idfc useless

Meant for loans only.

 

[varun__goel_]

Easiest is hdfc. Open a/c, make purchases via dc and within 6 months you will get offer

 

[sidzzzzz]

Might existing customer, even for me he showed Zenith card while applying, due to non serviceable pincode they declined, cs asked to give serviceable address with poa, I don't have branch nearby to update, so I left application. The cs confirmed me, we give below 21 too, if they have cibil record.

Cs? Company secretary?

 

[Tejo]

Cs? Company secretary?

Customer support.

When i mailed to nodal to remove enquiry due to non serviceable issue then they clarified whole details.

 

[D₹V]

Idfc and pnb🔥 still didn't get the meaning

Aam khao, gutli mat gino 😏.

 

[sidzzzzz]

Aam khao, gutli mat gino 😏.

Which IDFC unsecured card?

 

[Riya Sharma]

Not true. My first credit card at the age of 18 was from them.

Imo hdfc has mentioned the eligibility to be 21 for all the cards I know

 

[D₹V]

Which IDFC unsecured card?

I don't remember.

 

[sidzzzzz]

Not true. My first credit card at the age of 18 was from them.

Unsecured??

 

[varun__goel_]

Unsecured??

I also got at 18, yes unsecured.

 

[plastikman]

Just getting to know the ones that allow issuance to 18+

Try Onecard

The OneCard Credit Card Terms and Conditions

These Terms and Conditions apply to OneCard Credit Card from FPL Technologies

www.getonecard.app

 

[sidzzzzz]

Try Onecard

The OneCard Credit Card Terms and Conditions

These Terms and Conditions apply to OneCard Credit Card from FPL Technologies

www.getonecard.app

The age mentioned here is 18 for add on

Afaik, no one has received unsecured one card with 18-21 age

 

[plastikman]

The age mentioned here is 18 for add on

Afaik, no one has received unsecured one card with 18-21 age

All other sites have specified the minimum age for Onecard to be 18. Maybe worth a try ? It's not a bad card for beginners.

OneCard Metal Credit Card - Review & Apply Online

OneCard Credit Card: A metalic Fintech card offered by IDFC, Federal, BoB, SBM and South Indian Bank. Check Review, Benefits and Apply Online!

cardinsider.com

Also this post may be of interest to you -

Reddit - Dive into anything

reddit.com

 

[sidzzzzz]

All other sites have specified the minimum age for Onecard to be 18. Maybe worth a try ? It's not a bad card for beginners.

OneCard Metal Credit Card - Review & Apply Online

OneCard Credit Card: A metalic Fintech card offered by IDFC, Federal, BoB, SBM and South Indian Bank. Check Review, Benefits and Apply Online!

cardinsider.com

Also this post may be of interest to you -

Reddit - Dive into anything

reddit.com

Since its available with fd to 18+

 

[plastikman]

Since its available with fd to 18+

Where has it been mentioned that it is available only with a FD ? Have you even tried ?

90% of the forum members have got it with FD but I got it unsecured with a nice limit. What can be the harm in trying ?

 

[sidzzzzz]

Where has it been mentioned that it is available only with a FD ? Have you even tried ?

90% of the forum members have got it with FD but I got it unsecured with a nice limit. What can be the harm in trying ?

Because its not upto onecard its just a fintech, all current partners issue to 21+ only, bob federal SIB csb, and sbm is secured only

 

[Riya Sharma]

Unsecured??

Yeah it had a limit of 125000

 

[D₹V]

Where has it been mentioned that it is available only with a FD ? Have you even tried ?

90% of the forum members have got it with FD but I got it unsecured with a nice limit. What can be the harm in trying ?

Which bank it was

 

[plastikman]

Which bank it was

Federal