Axis Flipkart Card Limit Increased from ₹40K to ₹2.12L via Manual PNO Request – Now Preapproved for Atlas, Magnus, Select, Samsung Infinite

[anandsdr7]

Hey fellow credit card enthusiasts,

Just wanted to share a quick experience and get your advice on next steps.

My Situation:​

I’ve been holding two Axis Bank cards for a while now:

• Axis MyZone (₹25K limit)
• Axis Flipkart (₹40K limit initially)

Despite regular usage and timely payments, both cards were stuck with super low limits. I tried multiple methods (CS requests, app upgrades, etc.) for limit enhancement but always got the “not eligible” message.

What Worked:​

Out of frustration, I sent a manual request via PNO (Principal Nodal Officer) asking for a credit limit increase on my Flipkart card, attaching ITR, salary slips, and a cover letter. To my surprise, they approved it within 5 working days and bumped the limit from ₹40K to ₹2.12L. 🎉

What's New:​

Post limit increase, I suddenly got pre-approved offers in the Axis app for the following premium cards:

1. Axis Atlas
2. Axis Magnus
3. Axis Select
4. Axis Samsung Infinite

My Usage & Goals:​

• Monthly spend: ₹40K–₹60K (mainly online shopping, travel, dining)
• Travel: Domestic + 1 international trip/year
• Other cards: Amazon ICICI (LTF), HDFC Millennia, Neu Plus, ICICI Sapphiro, AMEX MRCC, HSBC Live+,BI BPCL Octance
• Looking for: Strong reward rate, milestone benefits
  

Which Card Should I Go For?​

• Should I upgrade Flipkart to Atlas or Magnus if possible, or keep it for co-brand benefits?
• Is Magnus worth it if I can’t consistently spend ₹1L/month?
• Anyone had experience with Atlas + Flipkart combo?

Appreciate any advice or firsthand experience you can share. Thanks for reading!

 

[D₹V]

Even if you upgrade, your Flipkart card will be active anyway until you close it manually.

Btw, are you getting Axis Cashback Visa card in upgrade option?

 

[SSV]

@BVC , @Akashn, @kuchbhi or any other moderator ... move this thread to the respective section ie. 🪓 CC or similar or "New Member Section (For TF Neo)"

 

[anandsdr7]

Even if you upgrade, your Flipkart card will be active anyway until you close it manually.

Btw, are you getting Axis Cashback Visa card in upgrade option?

No I am not getting axis cashback card

 

[BVCBVC is verified member.]

@BVC , @Akashn, @kuchbhi or any other moderator ... move this thread to the respective section ie. 🪓 CC or similar or "New Member Section (For TF Neo)"

Updated to your Fav 🪓 Section.

 

[damn]

Even if you upgrade, your Flipkart card will be active anyway until you close it manually.

Btw, are you getting Axis Cashback Visa card in upgrade option?

Is it good? Just asking out of curiosity