Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Tejo]

Guys, I think I got the best deal of the day to pay for a part of my ICICI APAY bill (30K out of 150K) thru Paytm App using my AXIS Liberty Virtual Credit Card..

This is better than Mobikwik deal, even though it is a one off... just for today.. you never know what tomorrow holds for us...

Used Paytm offer : get 30K CB points for 30K or above CC Payment (35K CB point max @100%).

So...
For 30k CC payment , my returns are:

30,000 Paytm CB points = 300
Liberty Virtual Card CB = 200
Proportion of Quarterly = 375
Vouchse 750/2
Total = 875

875/30000 2.91% , almost 3% back... I think it is a good deal.. thanks @VISHESH_BANSAL and @4uziaul for introducing me to Liberty account.. This is my first day of Liberty account....


View attachment 24632

View attachment 24633

First confirm from customer care team that you will get cb for virtual debit card or not.

 

[Deleted member 2540]

Why you did not pay ful 35k for 35k Points ?

Guys, I think I got the best deal of the day to pay for a part of my ICICI APAY bill (30K out of 150K) thru Paytm App using my AXIS Liberty Virtual Credit Card..

This is better than Mobikwik deal, even though it is a one off... just for today.. you never know what tomorrow holds for us...

Used Paytm offer : get 30K CB points for 30K or above CC Payment (35K CB point max @100%).

So...
For 30k CC payment , my returns are:

30,000 Paytm CB points = 300
Liberty Virtual Card CB = 200
Proportion of Quarterly = 375
Vouchse 750/2
Total = 875

875/30000 2.91% , almost 3% back... I think it is a good deal.. thanks @VISHESH_BANSAL and @4uziaul for introducing me to Liberty account.. This is my first day of Liberty account....


View attachment 24632

View attachment 24633

 

[SSV]

Why you did not pay ful 35k for 35k Points ?

I could use that in my two hdfc platinum CCs
( 150K CC payment every month... BTW, because of my RMs target needs I opened my 2nd Platinum HDFC SB account under Preferred thinking that I would close my first SB account.., then thought lets keep both, because I have both MC and VISA Platinum DCc)

20K is sufficient for Virtual card , hence

 

[SSV]

First confirm from customer care team that you will get cb for virtual debit card or not.

@VISHESH_BANSAL bhai, can you confirm this... He is my AXIS CC @Tejo 😉 😉

 

[AritraSaha]

My brain-


Plz explain!!😔

 

[SSV]

My brain-
View attachment 24638

Plz explain!!😔

Are you talking to me??

 

[Tejo]

My brain-
View attachment 24638

Plz explain!!😔

@S S V thinking to cc bill via paytm with Liberty DC

And thinking to get 30k paytm points which can converted to cash as of 300 ... and 200 rupees cashback on axis edebit card

 

[ashwinkashwink is verified member.]

Liberty Account virtual debit card is useless you will not even receive single penny from this Debit Card 😑

 

[AritraSaha]

My question-
1. Is the payment cash points equivalent to cash?(what is the usage?)

2. Do e debit card give cb on 6540mcc? As you have previously mentioned that the wallrt excluded.

3. Do e-debit card give cb in mobikwik?
Kindly inform me 🙏

 

[SSV]

Liberty Account virtual debit card is useless you will not even receive single penny from this Debit Card 😑

Thanks for the clarification. Lets wait and see...

 

[Tejo]

My question-
1. Is the payment cash points equivalent to cash?(what is the usage?)

2. Do e debit card give cb on 6540mcc? As you have previously mentioned that the wallrt excluded.

3. Do e-debit card give cb in mobikwik?
Kindly inform me 🙏

Paid e-debit card will give

Not the card which you got for free.

 

[AritraSaha]

Paid e-debit card will give

Not the card which you got for free.

Can you give the bin no of the e debit card which give cb?😅

 

[Tejo]

Guys, I think I got the best deal of the day to pay for a part of my ICICI APAY bill (30K out of 150K) thru Paytm App using my AXIS Liberty Virtual Credit Card..

This is better than Mobikwik deal, even though it is a one off... just for today.. you never know what tomorrow holds for us...

Used Paytm offer : get 30K CB points for 30K or above CC Payment (35K CB point max @100%).

So...
For 30k CC payment , my returns are:

30,000 Paytm CB points = 300
Liberty Virtual Card CB = 200
Proportion of Quarterly = 375
Vouchse 750/2
Total = 875

875/30000 2.91% , almost 3% back... I think it is a good deal.. thanks @VISHESH_BANSAL and @4uziaul for introducing me to Liberty account.. This is my first day of Liberty account....


View attachment 24632

View attachment 24633

🥲 paytm points for selected users onlym

 

[SSV]

@S S V thinking to cc bill via paytm with Liberty DC

And thinking to get 30k paytm points which can converted to cash as of 300 ... and 200 rupees cashback on axis edebit card

There is definite 300CB in my paytm balace for my 30K CB points, no THINKING here... my dear @Tejo 😉 😉 ,
as I have 1.14 l Paytm Cb points to redeeem....🤣🤣

but not sure of Virtual DC CB( as I just opened account today..

 

[Tejo]

Can you give the bin no of the e debit card which give cb?😅

Wrong tag

@Abhishek012 can only answer this

Ask any early access account holders.

 

[Tejo]

There is definite 300CB in my paytm balace for my 30K CB points, no THINKING here... my dear @Tejo 😉 😉 ,
as I have 1.14 l Paytm Cb points to redeeem....🤣🤣

but not sure of Virtual DC CB( as I just opened account today..

View attachment 24644



View attachment 24643

🤣 Pani puri lounge for all of us

 

[SSV]

🤣 Pani puri lounge for all of us

NO, only to @VISHESH_BANSAL and @4uziaul 😉 😉

 

[AritraSaha]

Wrong tag

@Abhishek012 can only answer this

Ask any early access account holders.

So, there is a different between e debit card?
The paid one get cb and the free one get nothing.

 

[Tejo]

NO, only to @VISHESH_BANSAL and @4uziaul 😉 😉

Vishesh bhai won't eat panipuri.

He wants champagne.

 

[SSV]

🥲 paytm points for selected users onlym

Hence my qualification to my first post like this....

This is better than Mobikwik deal, even though it is a one off... just for today.. you never know what tomorrow holds for us...