Axis Bank free Credit of 4L

[AjayHS]

Today Morning( July 1st), Axis Bank has credited 4L to my savings account.

This could be due to glitch/error by bank, do I need to inform them or wait for them to reach out?

Or it's free Credit as good gesture from bank? just kidding 😜

Pls guide how to proceed on this.

 

[Aniket Sharma]

Today Morning( July 1st), Axis Bank has credited 4L to my savings account.

This could be due to glitch/error by bank, do I need to inform them or wait for them to reach out?

Or it's free Credit as good gesture from bank? just kidding 😜

Pls guide how to proceed on this.

Check from where the transaction happened & wait for today, if it get reverted or stay in your account.

 

[bkext]

Could be some loan link you might have clicked accidentally which led to its disbursal.

 

[Aniket Sharma]

Could be some loan link you might have clicked accidentally which led to its disbursal.

If that's the case then he would have to pay penalty charges or processing fees.

 

[Anshit]

First check Where it is coming from, if it's a glitch, Bank will revert it

 

[Anshit]

Could be some loan link you might have clicked accidentally which led to its disbursal.

Not Really possible, As loan disbursal will atleast need a OTP verification

 

[SSV]

Today Morning( July 1st), Axis Bank has credited 4L to my savings account.

This could be due to glitch/error by bank, do I need to inform them or wait for them to reach out?

Or it's free Credit as good gesture from bank? just kidding 😜

Pls guide how to proceed on this.

Firstly, what does the transaction description say ??

 

[AjayHS]

There is no transaction details giving the source of the amount and it's not loan disbursed amount.

Account was showing with Excess of 4L+, I've moved it other bank.

I'm confident this is glitch from bank end.

 

[SSV]

There is no transaction details giving the source of the amount and it's not loan disbursed amount.

Account was showing with Excess of 4L+, I've moved it other bank.

I'm confident this is glitch from bank end.

Then it will be auto reversed by EOD, otherwise report it to them tomorrow

 

[Aniket Sharma]

Then it will be auto reversed by EOD, otherwise report it t to them tomorrow

He already moved it to another bank, if balance goes negative / lein amount then he will revert back

 

[SSV]

He already moved it to another bank

Then God bless him..
It is 🪓 !!

 

[sunit123]

15 Lakh ki 1st installment aayi hain..Enjoy

 

[AjayHS]

Account has gone negative now 😅

How to proceed now?

 

[SSV]

Account has gone negative now 😅

How to proceed now?

Unwind the previous activity of transferring money into the other bank account!!.

otherwise face the FASAK from 🪓 !!!

 

[PrinceHeart]

Chalo 🪓 se kisi ka to faida huya 😀

 

[Aniket Sharma]

Account has gone negative now 😅

How to proceed now?

He already moved it to another bank, if balance goes negative / lein amount then he will revert back

Answered already, go for it.

 

[AjayHS]

I will revert back, question is not about giving it back.

But how it's possible to credit 4L into savings account and no one contacted me till now.Is bank have minimal vigilance?

 

[SSV]

I will revert back, question is not about giving it back.

But how it's possible to credit 4L into savings account and no one contacted me till now.Is bank have minimal vigilance?

Have you ever not done any mistake?,
Mistakenly given wrong thing to a wrong person??

Mistakes do happen in one's life , whether it is a person / a legal entity

Probably as part of quarter end process some glitch happened...and it was rectified soon after..

 

[sovon]

Chilla chilla ke scheme bata do, 🪓is ata hi hoga

 

[sovon]

I will revert back, question is not about giving it back.

But how it's possible to credit 4L into savings account and no one contacted me till now.Is bank have minimal vigilance?

Ruko zara, Abhi to Bank walo ka insurance aur premium account bechne ka time hai.