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Axis Bank Credit Card System Loopholes Revealed

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Hello TFCians,

In the past few weeks, I noticed several tweets regarding Axis Bank loopholes, with people using the hashtag #IYKYK (If you know you know). These tweets highlighted certain loopholes related to Axis Bank credit cards. Today, I'll summarize the information and make it public. Please understand that I am not promoting the use of these loopholes. If something goes against the bank's policies, it is important to abide by them. I am not responsible for any losses or problems that may arise. It's worth noting that some individuals are selling these loopholes to make money.

Loophole Related to Axis Reserve: The Axis Reserve card has a welcome benefit where you receive 50,000 bonus EDGE points after activating the card. However, Axis Bank has been crediting 50,000 bonus EDGE points after every card replacement. This means that if you have a Reserve card, you can block and replace your card to activate it and receive 50,000 bonus EDGE points. It's important to mention that Axis Bank reversed lakhs of EDGE points from accounts that used this loophole to accumulate points, but the loophole still seems to be working.

Loophole Related to Axis Magnus: Similar to the Axis Reserve card replacement loophole, you can receive a 10,000 TataCLiQ gift voucher after each card replacement.

Axis Atlas: Again, using the card replacement loophole, you can receive 5,000 bonus EDGE Miles.

EDGE Reward System: Axis Bank has different categories for their credit cards, including HNI Cards, Affluent Cards, and other cards. HNI cards have the highest transfer rate, typically 5:4. Affluent cards have a transfer rate of 10:1, and other cards have a rate of 20:1 (normally). However, if you have an HNI card such as Magnus or Reserve, you can transfer all your EDGE points, including those earned using Affluent and other cards, at the rate of 5:4. This means you can transfer your points at the Magnus or Reserve rate.

Axis Bank Samsung Infinite Credit Card: People are applying for the Axis Samsung Infinite Credit Card to receive 30,000 bonus EDGE points by paying Rs. 5,000 + GST. If they have an Axis Magnus or Reserve card, they can transfer these 30,000 EDGE points at the rate of 5 EDGE miles = 4 airmiles/hotel points (HNI Card rate). Axis Bank has struggled to categorize their EDGE points, as customers currently have only one EDGE points account. It's quite challenging for Axis Bank to address this issue. Additionally, one can get the 5:4 rate for Axis MyZone and IOCL cards' EDGE points if they have one HNI card.

Axis Multibrand Voucher: The Axis Multibrand Voucher is available for Axis Privilege Cardholders only. It offers a redemption rate of 1 EDGE = Rs. 0.40, which is double the value compared to normal point redemption. However, if you have an Axis Magnus then you can redeem your EDGE points for multi-brand voucher, or any other card along with an Axis Privilege Card, you can redeem all your EDGE points for the Multi-brand Voucher.

These are a few of the active loopholes. I am sharing this information because I dislike the #IYKYK culture and related tweets. In my opinion, if you have a trick or loophole to share, just post it without the need for cryptic hashtags.
See, I'm not a saint. I do use loopholes to accumulate reward points, and I enjoy doing so. However, I have never used any illegal loopholes. It is important to understand the associated risks with these practices. I am not encouraging you to use these loopholes; it is your decision. Keep in mind that the bank may reverse all reward points earned through unfair means in the future.

Let me know your opinion by replying to this thread. If you are new here, don't forget to join the TF Community. It's not about learning loopholes, but also about gaining real credit card and personal finance-related information and sharing knowledge.
 
I didn't knew about this one. Can you explain?
Well there is a certain line of code which if you plug into a certain web address gives you exactly 6.5 times the amount of points you have in your HDFC account. And it’s still not fixed, been over 8 months.

Some people here are already using that loophole to exponentially multiply their points and you know that Infinia point = 1Rs. so now you can do the math!
 
Well there is a certain line of code which if you plug into a certain web address gives you exactly 6.5 times the amount of points you have in your HDFC account. And it’s still not fixed, been over 8 months.

Some people here are already using that loophole to exponentially multiply their points and you know that Infinia point = 1Rs. so now you can do the math!
What that code and where to plug that?
 
Well there is a certain line of code which if you plug into a certain web address gives you exactly 6.5 times the amount of points you have in your HDFC account. And it’s still not fixed, been over 8 months.

Some people here are already using that loophole to exponentially multiply their points and you know that Infinia point = 1Rs. so now you can do the math!
This only works for airmiles? or cash redemption as well?
 
Hello TFCians,

In the past few weeks, I noticed several tweets regarding Axis Bank loopholes, with people using the hashtag #IYKYK (If you know you know). These tweets highlighted certain loopholes related to Axis Bank credit cards. Today, I'll summarize the information and make it public. Please understand that I am not promoting the use of these loopholes. If something goes against the bank's policies, it is important to abide by them. I am not responsible for any losses or problems that may arise. It's worth noting that some individuals are selling these loopholes to make money.

Loophole Related to Axis Reserve: The Axis Reserve card has a welcome benefit where you receive 50,000 bonus EDGE points after activating the card. However, Axis Bank has been crediting 50,000 bonus EDGE points after every card replacement. This means that if you have a Reserve card, you can block and replace your card to activate it and receive 50,000 bonus EDGE points. It's important to mention that Axis Bank reversed lakhs of EDGE points from accounts that used this loophole to accumulate points, but the loophole still seems to be working.

Loophole Related to Axis Magnus: Similar to the Axis Reserve card replacement loophole, you can receive a 10,000 TataCLiQ gift voucher after each card replacement.

Axis Atlas: Again, using the card replacement loophole, you can receive 5,000 bonus EDGE Miles.

EDGE Reward System: Axis Bank has different categories for their credit cards, including HNI Cards, Affluent Cards, and other cards. HNI cards have the highest transfer rate, typically 5:4. Affluent cards have a transfer rate of 10:1, and other cards have a rate of 20:1 (normally). However, if you have an HNI card such as Magnus or Reserve, you can transfer all your EDGE points, including those earned using Affluent and other cards, at the rate of 5:4. This means you can transfer your points at the Magnus or Reserve rate.

Axis Bank Samsung Infinite Credit Card: People are applying for the Axis Samsung Infinite Credit Card to receive 30,000 bonus EDGE points by paying Rs. 5,000 + GST. If they have an Axis Magnus or Reserve card, they can transfer these 30,000 EDGE points at the rate of 5 EDGE miles = 4 airmiles/hotel points (HNI Card rate). Axis Bank has struggled to categorize their EDGE points, as customers currently have only one EDGE points account. It's quite challenging for Axis Bank to address this issue. Additionally, one can get the 5:4 rate for Axis MyZone and IOCL cards' EDGE points if they have one HNI card.

Axis Multibrand Voucher: The Axis Multibrand Voucher is available for Axis Privilege Cardholders only. It offers a redemption rate of 1 EDGE = Rs. 0.40, which is double the value compared to normal point redemption. However, if you have an Axis Magnus then you can redeem your EDGE points for multi-brand voucher, or any other card along with an Axis Privilege Card, you can redeem all your EDGE points for the Multi-brand Voucher.

These are a few of the active loopholes. I am sharing this information because I dislike the #IYKYK culture and related tweets. In my opinion, if you have a trick or loophole to share, just post it without the need for cryptic hashtags.
See, I'm not a saint. I do use loopholes to accumulate reward points, and I enjoy doing so. However, I have never used any illegal loopholes. It is important to understand the associated risks with these practices. I am not encouraging you to use these loopholes; it is your decision. Keep in mind that the bank may reverse all reward points earned through unfair means in the future.

Let me know your opinion by replying to this thread. If you are new here, don't forget to join the TF Community. It's not just about learning about loopholes, but also about gaining real credit card and personal finance-related information and sharing knowledge.
Axis Multibrand works only if you have Privilege card?
 
Well there is a certain line of code which if you plug into a certain web address gives you exactly 6.5 times the amount of points you have in your HDFC account. And it’s still not fixed, been over 8 months.

Some people here are already using that loophole to exponentially multiply their points and you know that Infinia point = 1Rs. so now you can do the math!
I have searched on Dojo, but kuch mila nhi.
More clues please..
 
Well there is a certain line of code which if you plug into a certain web address gives you exactly 6.5 times the amount of points you have in your HDFC account. And it’s still not fixed, been over 8 months.

Some people here are already using that loophole to exponentially multiply their points and you know that Infinia point = 1Rs. so now you can do the math!
2.5K Amazon GV giveaway whoever sends me the details. 😎😁😎
 
Well there is a certain line of code which if you plug into a certain web address gives you exactly 6.5 times the amount of points you have in your HDFC account. And it’s still not fixed, been over 8 months.

Some people here are already using that loophole to exponentially multiply their points and you know that Infinia point = 1Rs. so now you can do the math!
Yeh trick pehle pata hota toh economy ki jegah business class book karata 🤣
 
SCB has different rewards redemption ratio for Ultimate vs other cards. They could manage it pretty well, Asix can follow similar model. Infact SCBU has made it card level so even addon has to accumulate for their redemption. So if has 1500 points on primary & 500 points on addon card then they have to redeem individually
For that you need system

Here for edge reward credit is done by a single guy 😂😂
 
There were so many loopholes, and I was not aware of any.
OIP.9zCeSx7RlFUi63akmEuGqQHaEQ
 
Last edited:
Hello TFCians,

In the past few weeks, I noticed several tweets regarding Axis Bank loopholes, with people using the hashtag #IYKYK (If you know you know). These tweets highlighted certain loopholes related to Axis Bank credit cards. Today, I'll summarize the information and make it public. Please understand that I am not promoting the use of these loopholes. If something goes against the bank's policies, it is important to abide by them. I am not responsible for any losses or problems that may arise. It's worth noting that some individuals are selling these loopholes to make money.

Loophole Related to Axis Reserve: The Axis Reserve card has a welcome benefit where you receive 50,000 bonus EDGE points after activating the card. However, Axis Bank has been crediting 50,000 bonus EDGE points after every card replacement. This means that if you have a Reserve card, you can block and replace your card to activate it and receive 50,000 bonus EDGE points. It's important to mention that Axis Bank reversed lakhs of EDGE points from accounts that used this loophole to accumulate points, but the loophole still seems to be working.

Loophole Related to Axis Magnus: Similar to the Axis Reserve card replacement loophole, you can receive a 10,000 TataCLiQ gift voucher after each card replacement.

Axis Atlas: Again, using the card replacement loophole, you can receive 5,000 bonus EDGE Miles.

EDGE Reward System: Axis Bank has different categories for their credit cards, including HNI Cards, Affluent Cards, and other cards. HNI cards have the highest transfer rate, typically 5:4. Affluent cards have a transfer rate of 10:1, and other cards have a rate of 20:1 (normally). However, if you have an HNI card such as Magnus or Reserve, you can transfer all your EDGE points, including those earned using Affluent and other cards, at the rate of 5:4. This means you can transfer your points at the Magnus or Reserve rate.

Axis Bank Samsung Infinite Credit Card: People are applying for the Axis Samsung Infinite Credit Card to receive 30,000 bonus EDGE points by paying Rs. 5,000 + GST. If they have an Axis Magnus or Reserve card, they can transfer these 30,000 EDGE points at the rate of 5 EDGE miles = 4 airmiles/hotel points (HNI Card rate). Axis Bank has struggled to categorize their EDGE points, as customers currently have only one EDGE points account. It's quite challenging for Axis Bank to address this issue. Additionally, one can get the 5:4 rate for Axis MyZone and IOCL cards' EDGE points if they have one HNI card.

Axis Multibrand Voucher: The Axis Multibrand Voucher is available for Axis Privilege Cardholders only. It offers a redemption rate of 1 EDGE = Rs. 0.40, which is double the value compared to normal point redemption. However, if you have an Axis Magnus then you can redeem your EDGE points for multi-brand voucher, or any other card along with an Axis Privilege Card, you can redeem all your EDGE points for the Multi-brand Voucher.

These are a few of the active loopholes. I am sharing this information because I dislike the #IYKYK culture and related tweets. In my opinion, if you have a trick or loophole to share, just post it without the need for cryptic hashtags.
See, I'm not a saint. I do use loopholes to accumulate reward points, and I enjoy doing so. However, I have never used any illegal loopholes. It is important to understand the associated risks with these practices. I am not encouraging you to use these loopholes; it is your decision. Keep in mind that the bank may reverse all reward points earned through unfair means in the future.

Let me know your opinion by replying to this thread. If you are new here, don't forget to join the TF Community. It's not just about learning about loopholes, but also about gaining real credit card and personal finance-related information and sharing knowledge.
I recently got my Axis Magnus replaced. I can confirm that there was no repeated welcome benefit like Tata Cliq voucher or Yatra voucher.
 
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