AU LIT cashback credit date

[non-employee_agent]

When is the cashback for the 5%/2% milestone spend feature credited?
Is it at the end of each 30 day cycle or post the expiry of the feature (90 days)? I've ended a cycle but didn't get the credit of the cashback yet.

 

[tryabp]

I activated 5% Electronics + 5% Grocery. Still Amazon spend didn’t give cash-back jn this category.

 

[nikhil238]

I activated 5% Electronics + 5% Grocery. Still Amazon spend didn’t give cash-back jn this category.

It looks, no category support amazon

 

[tryabp]

It looks, no category support amazon

I am using Amex SmartEarn for Amazon for 2500Rs purchase. Using ICICI AmazonPay for Subscriptions. LIT is not giving any cashback for Amazon so far.

 

[VISHESH_BANSAL]

I activated 5% Electronics + 5% Grocery. Still Amazon spend didn’t give cash-back jn this category.

Try Activating, Apparel Category.

Grocery category will Cashback when you shop on Amazon Fresh.

Electronics is hit and miss.

Earlier Gift Cards Purchses on Amazon too were covered under Electronics.

Right Now, GV purchases on Amazon on a Specific Merchant Name, which I do not remember, are covered under Apparel and most other Shopping txns too.

 

[tryabp]

Try Activating, Apparel Category.

Grocery category will Cashback when you shop on Amazon Fresh.

Electronics is hit and miss.

Earlier Gift Cards Purchses on Amazon too were covered under Electronics.

Right Now, GV purchases on Amazon on a Specific Merchant Name, which I do not remember, are covered under Apparel and most other Shopping txns too.

Will try! Thanks for detailed info.

 

[nikhil238]

Will try! Thanks for detailed info.

Any luck on these?

 

[tryabp]

Any luck on these?

not tried

 

[Nilanchal]

Try Activating, Apparel Category.

Grocery category will Cashback when you shop on Amazon Fresh.

Electronics is hit and miss.

Earlier Gift Cards Purchses on Amazon too were covered under Electronics.

Right Now, GV purchases on Amazon on a Specific Merchant Name, which I do not remember, are covered under Apparel and most other Shopping txns too.

I activated 5% on electronics feature. Ordered a phone on Flipkart.
They reported it as "apparel" category.
Now, I am running behind them, sending screenshots etc etc.

Inlog aise hi escalate karenge yaa actually mai cashback provide karenge ?

Anyone with such experience...

 

[VISHESH_BANSAL]

I activated 5% on electronics feature. Ordered a phone on Flipkart.
They reported it as "apparel" category.
Now, I am running behind them, sending screenshots etc etc.

Inlog aise hi escalate karenge yaa actually mai cashback provide karenge ?

Anyone with such experience...

If they want, they can give Cashback.

Since they further asked you for Invoice copy, then it is quite possible otherwise they have the option to close the case without a sweat since tagged MCC is not eligible.

 

[tryabp]

I am using AU LIT since 6+ months and still find it gimmicky. They wont give cashback saying merchant not applicable in specific category. For Amazon as well some products i bought came under Grocery MCC (verified by IDFC CC) and same product purchased via AU LIT didnt gave cashback of grocery category.

Nowdays i am only using AU LIT for MilkBasket, Blinkit, D-Mart, Swiggy Instamart only.

Flipkart reported 5699 as MCC for Apple Watch & iPhone.

 

[Nilanchal]

If they want, they can give Cashback.

Since they further asked you for Invoice copy, then it is quite possible otherwise they have the option to close the case without a sweat since tagged MCC is not eligible.

Just to cnf, I did a transaction today on a site, upon asking category, they said, its showing as "Appliances". So, does it comes under electronics categoy only ?

Just like university category comes under educational category.

 

[Nilanchal]

They wont give cashback saying merchant not applicable in specific category.

For me, they said to mail invoice so that they can further escalate.
Not sure , how's this gonna be..but I'll update here

 

[VISHESH_BANSAL]

Just to cnf, I did a transaction today on a site, upon asking category, they said, its showing as "Appliances". So, does it comes under electronics categoy only ?

Just like university category comes under educational category.

Ask exact MCC and match it with eligible MCC.
Sirf Category pta karne se kaam nhi chlega.

 

[helloworld]

Just to cnf, I did a transaction today on a site, upon asking category, they said, its showing as "Appliances". So, does it comes under electronics categoy only ?

Just like university category comes under educational category.

Categories never matter in credit card industry with any bank. Doesn't matter which product, under which category you used their credit card. Only MCC number important and we have no way to know actual MCC until purchase confirmed and settled. You can't even assure, your friend purchase on ABC site, XYZ product MCC with yours on same site and same product. It varies.

 

[Abhishek20]

What MCC do food services like Zomato/Swiggy/Eatfit, etc come under? Are they eligible under dining spends feature?

 

[Dharm]

What MCC do food services like Zomato/Swiggy/Eatfit, etc come under? Are they eligible under dining spends feature?

If we buy gift card from Amazon, which MCC will be applicable, can we apply 5% milestone and 10x Rewards

 

[helloworld]

What MCC do food services like Zomato/Swiggy/Eatfit, etc come under? Are they eligible under dining spends feature?

One thing for sure, these are not under 'dining spends' category. Swiggy belongs to Food delivery/grocery, Zomato follows same. Eatfit not sure, we use Swiggy for this restaurant orders.

If we buy gift card from Amazon, which MCC will be applicable, can we apply 5% milestone and 10x Rewards

Amzn has 4 MCCs, so can't tell for sure. But applies 5% and 10x rewards, so far no exclusions from LIT card.

 

[Bohra]

What is the current reward point structure for AU LIt are they giving 0.2p now or 0.25p