Atlas vs Infinia (advice for a specific scenario)

[sd.ac]

Hello all

I have an Infinia and am looking for help/advice whether to use just that or add an Axis Atlas card:

I have about 12-15L of spends in 1 year. I spend about 2L on smartbuy-gyftr vouchers each year (but could/should 'up' it to 3L).

That leaves ~9L of non-accelerated spends which is where I am confused:

--> About 1L of this is travel (Indigo most commonly) and I use Infinia points on smartbuy but I could switch to Atlas which would give me 5000 EM (1L/100*5 if I understand correctly).

The remaining 8L is stuff like school fees, offline use and other merchants. If I move all of this to Atlas, I hit two milestones so I receive 5000 (2500+2500) bonus EM (is this correct?) and the base rate yielding 16,000 EM (8L/100*2?).

Atlas value: 5000+5000+16,000+2500 (joining bonus) = 28,500 EM (ignoring the annual fee)

If I keep these spends on Infinia, I receive 8L/100*3.3 = 26,400 points (ignoring the accelerated rewards mentioned earlier).

So let's say, roughly a similar numbers of points/miles

Question: Transfer to say Krisflyer happens at 1:1 for Infinia but 1:2 for Atlas. Is Atlas actually going to yield 'twice' the value or am I missing something?

(I understand Accor transfers could make the Atlas value even higher? although hotel stays are rare for me...)

Thank you

 

[Thomas244]

Look at the points u getting from atlas. Accor but hotel stays rare. Krisflyer look at award charts are u going to use it. The main factor to decide is infinia is cash to use on next flight any flight. But atlas is points use only in a specific way.
I use both infinia for flights and atlas for Accor stays since I have both flights and stays. Award flights are a whole area where u need to keep researching good deals and take.