Depends on the cards that particular user has access to. If there's no card that someone can get acces to get like 2% return including milestone, along with Paytm BOGO and lounge access, this is a good option. Assuming you go for atleast 8 movies and 4 lounge visits in a year that's basically 4000₹ value(8*250, 4*500) without paying any fees. The 10x after 20K or 25K is basically sort of like a monthly milestone. They do have some discounts on restaurants also.
Not sure why, even my KYC was delayed. Even the debit card reached before they have completed the KYC. Its basically the Branch employees shitting the bed here, things are faster without their involvement. No issues after the KYC it's fine
Doesn't work. I was a heavy spender on Select before devaluation and had made this as my primary card. I told them that I am expecting heavy spending in the coming months and would need Wealth variant (for which I was already eligible). And that I would stop using the Select card as my primary card.
Whats the eligibility criteria of wealth cc for salaried person?
in the transaction alerts sent by them. For example, transaction alert for a restaurant, starts like this, "Hope you had a great meal!" did you spend 15k on the addon card within 90 days of its generation? see this screenshot. maybe the offer is also valid on addon cards, but please confirm from other members of this community.I think something is different with this bank compared to other banks, especially the software / IT infrastructure...
They're adding some masalas
Similarly fuel transaction alert shows, "Looks like you fuelled up for a long drive!"
Of course there is no value addition due to this, but they try to differentiate them from others.
BTW, Does anyone aware of offers for Addon cards by this bank? I received a credit of 500 in the statement which reads as addon cashback.
Yes, addon cards from IDFC First bank has offer like 100% cashback on 1st transaction upto Rs. 500.I think something is different with this bank compared to other banks, especially the software / IT infrastructure...
They're adding some masalas
Similarly fuel transaction alert shows, "Looks like you fuelled up for a long drive!"
Of course there is no value addition due to this, but they try to differentiate them from others.
BTW, Does anyone aware of offers for Addon cards by this bank? I received a credit of 500 in the statement which reads as addon cashback.
They offer discounts, if you pay JioFibre bill. But, it had a minimum amount of I think Rs 2000/-. Also, I have seen some offers in Flipkart too.
yes i did receive this on 500 rs voucher on spending 15k under 90 days
Missed this post for many weeks.
I had to escalate with IDFC to confirm the eligibility post which it got devalued soon. So, unless they've eased those criteria in the last 6 months (esp considering the devaluations), not sure if the easy access is a positive for this card either.
They are likely to upgrade you if you have any card with limit of 5L. Alternatively, they ask for ITR which they claim has to be 35L, but you should get it even at 70% of that, which is still a steep ask.
Is this offer still there? usually how long it takes to receive the voucher?
