Applying for DCB when out of the country

[ns130393]

Hey everyone. So, applied for DCB today on a whim. Wanted to ask if physical verification is a must from HDFC (no prior relationship with bank) but income matching the criteria (>4L per month gross) and good cibil score with cards such as ICICI Coral and Axis Magnus. Asking because not in the country currently.

Went for the DCB as I can convert to LTF under Alumni Program eventually. Any help much appreciated!

 

[Sachs]

When I first got my Regalia card, they did physical verification & physical income proof.

 

[Slayer]

Hey everyone. So, applied for DCB today on a whim. Wanted to ask if physical verification is a must from HDFC (no prior relationship with bank) but income matching the criteria (>4L per month gross) and good cibil score with cards such as ICICI Coral and Axis Magnus. Asking because not in the country currently.

Went for the DCB as I can convert to LTF under Alumni Program eventually. Any help much appreciated!

No physical verification if done via C2C atleast for me

 

[ns130393]

Sincerely hoping they do not require a physical verification, but let's see. Thank you folks!

 

[ns130393]

So... online tracker still showing in progress. Generally how much time does HDFC take to approve an application if it meets all requirements?

 

[Tosh]

Can be as low as one day

 

[pradeepG]

So... online tracker still showing in progress. Generally how much time does HDFC take to approve an application if it meets all requirements?

any update on the same?

 

[ns130393]

Tracker still shows in process! No updates yet and losing hope fast

 

[pradeepG]

Tracker still shows in process! No updates yet and losing hope fast

any update?

 

[deep@vie]

Hey everyone. So, applied for DCB today on a whim. Wanted to ask if physical verification is a must from HDFC (no prior relationship with bank) but income matching the criteria (>4L per month gross) and good cibil score with cards such as ICICI Coral and Axis Magnus. Asking because not in the country currently.

Went for the DCB as I can convert to LTF under Alumni Program eventually. Any help much appreciated!

if your current residential address=address on aadhar, then no physical verification.otherwise biometric authentication will be required.
FYI😱ne need not be present for physical(not biometric) verification even anyone residing there with you,confirms you residential there,it's done.