Anyone having pnb Rupay select

[Vasuki]

I have pnb account from like 7-8 year .
I never used it in last 3-4 year but it is active
Got Gov DBT benefits somehow it got credited in pnb account & i didn't used it in long time .

Rn it had Rupay classic debit card

How to get rupay select wellness Debit card
I know i have to request via branch .

Does pnb gives rupay select on every account?
Anyone having pnb rupay select - share your experience of getting it

 

[doraemon]

If my rular branch ask 50k mab account ..
God knows 😅 what my reply would be

Me to that branch people

AAPNE GHABRANA NAHI HAI

 

[imdjay]

@DocFixIt
First thing you should know PNB Rupay Select DC charges - Rs. 500/- Issuance, Rs. 750/- Annual maintainance

As per eligibiltiy, Rupay select Debit card can be given to "Customers maintaining QAB Rs. 50,000/- or more"

If you are not maintaing it there are other ways-
1. Go to Branch and write an appliation to provide you a Rupay select Debit card mention that you are okay with Issuance charge of Rs. 500/- and Annual maintainance charges of Rs. 750/-

2. If they deny it, fund your account above 50k and write an application to upgrade your savings account variant to PNB Elite Premium. If they agree, this might take few days to reflect. You will get a Rupay select DC automatically. If not, raise the request via Branch. For PNB Elite Premium savings account customers, Rupay select DC is free.

Reference:

PNB ATM Debit Card | PNB ATM Cards| PNB Cards | PNB Cards | PNB

PNB provides variety of ATM debit card and credit card such as Global Credit Card, World Travel Card verified by visa, Master and Rupay that not only let you withdraw cash from ATM but also let you shop cashless and tension free Apply for PNB debit and credit cards online PNB provides various...

www.pnbindia.in

Feature of PNB Elite Saving Fund Schemes

www.pnbindia.in

Mark my post an answer if this helps.

 

[Vasuki]

@DocFixIt
First thing you should know PNB Rupay Select DC charges - Rs. 500/- Issuance, Rs. 750/- Annual maintainance

As per eligibiltiy, Rupay select Debit card can be given to "Customers maintaining QAB Rs. 50,000/- or more"

If you are not maintaing it there are other ways-
1. Go to Branch and write an appliation to provide you a Rupay select Debit card mention that you are okay with Issuance charge of Rs. 500/- and Annual maintainance charges of Rs. 750/-

2. If they deny it, fund your account above 50k and write an application to upgrade your savings account variant to PNB Elite Premium. If they agree, this might take few days to reflect. You will get a Rupay select DC automatically. If not, raise the request via Branch. For PNB Elite Premium savings account customers, Rupay select DC is free.

Reference:

PNB ATM Debit Card | PNB ATM Cards| PNB Cards | PNB Cards | PNB

PNB provides variety of ATM debit card and credit card such as Global Credit Card, World Travel Card verified by visa, Master and Rupay that not only let you withdraw cash from ATM but also let you shop cashless and tension free Apply for PNB debit and credit cards online PNB provides various...

www.pnbindia.in

Feature of PNB Elite Saving Fund Schemes

www.pnbindia.in

Mark my post an answer if this helps.

Will visit the branch and share the outcome

@Andy1 is there a chance of pnb credit card application without providing income doc .. apart from pre approved

 

[Andy1]

Will visit the branch and share the outcome

@Andy1 is there a chance of pnb credit card application without providing income doc .. apart from pre approved

Try

Pre-Qualified Credit Card
option on PNB CARDS.​

 

[bigbyte]

I have Rupay Select Debit card from PNB. ( This is to answer your question in subject line).

I got it complimentary as I have Titanium Salary Account with them. (Don't ask why. )

And Despite this, I don't get prequalified offers for Credit Cards. 20+ year old Salary Account.

 

[Pollex]

I read somewhere they ask for 50k Mab in branch. Otherwise you will have to really struggle to get the card at lower Mabs

 

[bigbyte]

Online They are offering Rupay Select CC against FD, 80% of FD is Limit. Has anyone availed it?

 

[hks789]

Yeah.
In psu banks
I found canara bank mobile app to be richer in features
Worst is of chote mote banks like Indian Bank i.e stone age bank

In private HDFC tops the chart from bottom

Just wanted to quote that even though hdfc app doesn't have the tons of options like icici app or sleek ui like neo banks, it is pretty stable, fast and uptime is 99% for me.
Using for past 10 years.
It gets the job done for all common bank needs like fund transfers and bill payments 24x7.
PSU banks(bob, pnb etc) partially shuts the app server at night time 😕
In private banks, indusind leads the chart from the bottom for me.
Top the charts for sluggishness 😢

 

[imdjay]

Online They are offering Rupay Select CC against FD, 80% of FD is Limit. Has anyone availed it?

Yes. 80%. I have it.

 

[Pollex]

Just wanted to quote that even though hdfc app doesn't have the tons of options like icici app or sleek ui like neo banks, it is pretty stable, fast and uptime is 99% for me.
Using for past 10 years.
It gets the job done for all common bank needs like fund transfers and bill payments 24x7.
PSU banks(bob, pnb etc) partially shuts the app server at night time 😕
In private banks, indusind leads the chart from the bottom for me.
Top the charts for sluggishness 😢

Bro the entire myCards struggle is a joke.

 

[Vasuki]

I have Rupay Select Debit card from PNB. ( This is to answer your question in subject line).

I got it complimentary as I have Titanium Salary Account with them. (Don't ask why. )

And Despite this, I don't get prequalified offers for Credit Cards. 20+ year old Salary Account

Aiyooo too long

Online They are offering Rupay Select CC against FD, 80% of FD is Limit. Has anyone availed it?

Whats the use of fd card from pnb 🌝

 

[bigbyte]

Yes. 80%. I have it.

Was that Issued immediately or usual KYC process and CIBIL Hit?

 

[Vasuki]

Yes. 80%. I have it.

Whats the use case
Is it true select wellness credit card
Unlike kotak myntra rupay & hdfc tata infinity

 

[bigbyte]

Whats the use of fd card from pnb 🌝

Rupay Select Credit card benefits with no fees.

 

[imdjay]

Was that Issued immediately or usual KYC process and CIBIL Hit?

I had applied through branch. had to attach the FD certificate which branch did themselves. They only asked my signature and rest they filled themselves.
I had a savings account. So no KYC. but obvisouly, a CIBIL hit happened.

 

[Vasuki]

I had applied through branch. had to attach the FD certificate which branch did themselves. They only asked my signature and rest they filled themselves.
I had a savings account. So no KYC. but obvisouly, a CIBIL hit happened.

How much fd ?
Practical benefits

 

[imdjay]

Whats the use case
Is it true select wellness credit card
Unlike kotak myntra rupay & hdfc tata infinity

Nothing special. Being naive, I wanted to hold a secure card. hence, got that. But they reported the card as unsecured in CIBIL. I tried converting it to unsecured, but PNB team denied. They asked me to close this card and apply fresh.

These are the benefits available for PNB Rupay select card

 

[imdjay]

How much fd ?
Practical benefits

FD of 1.5L. they gave 1.2 L CL. Interest getting 7.2%
and one more thing, the card is free, no charges, I mean no conditional spend waiver.

Beneftis you can see above.

 

[doraemon]

Yes. 80%. I have it.

How is it
Is the card ltf?
Do I need account for this card?
How is rewards structure
Any milestone benefit
Min fd amount

 

[Vasuki]

Min fd amount

Thats the true question.