Anyone having pnb Rupay select

[Vasuki]

I have pnb account from like 7-8 year .
I never used it in last 3-4 year but it is active
Got Gov DBT benefits somehow it got credited in pnb account & i didn't used it in long time .

Rn it had Rupay classic debit card

How to get rupay select wellness Debit card
I know i have to request via branch .

Does pnb gives rupay select on every account?
Anyone having pnb rupay select - share your experience of getting it

 

[bigbyte]

Min fd amount

Minimum 50k is my guess.

 

[doraemon]

Thats the true question.

Hey doc
Pls reply
I have completed kotak milestone but 9.5 months left
Is there any way I can redeem milestone benefit and start a afresh?

I have kotak 5k fd card issued in dec 23 and have completed milestone of 75k

 

[doraemon]

Minimum 50k is my guess.

That's for select variant isn't
I want a basic rupay cc I have cibil 710 I am student

 

[hks789]

Bro the entire myCards struggle is a joke.

To be fair myCards is a separate pwa. Basic credit card functionality like seeing outstanding amount, transactions and payments can be done with hdfc banking app.
I am only talking with respect to basic functionality. 🫡

 

[Vasuki]

Hey doc
Pls reply
I have completed kotak milestone but 9.5 months left
Is there any way I can redeem milestone benefit and start a afresh?

I have kotak 5k fd card issued in dec 23 and have completed milestone of 75k

Not much idea of kotak milestone.
I will say now do 50k fd & move to icici
Take their platinum chip card.
You will get apay before 21 .
Might take 3-6+ month to trigger .. card based approval for apay in application.

+ Keep kotak at bay ..hang it dry ..
U will recieve l.e post 6 month

 

[Pollex]

To be fair myCards is a separate pwa. Basic credit card functionality like seeing outstanding amount, transactions and payments can be done with hdfc banking app.
I am only talking with respect to basic functionality. 🫡

I think basic functionality is to be able to manage Card controls and per transaction limits on the fly, for more cautious credit card users who use it on an ad hoc basis. the entire otp based system is outdated and buggy when compared to any other top bank - Icici, Axis or even banks like Idfc.

 

[Pollex]

That's for select variant isn't
I want a basic rupay cc I have cibil 710 I am student

Bhai basic rupay cc kyu chahiye jab Apay mil sakta hai.

 

[doraemon]

Bhai basic rupay cc kyu chahiye jab Apay mil sakta hai.

Kaise dilwao jara Bhai

 

[Pollex]

Kaise dilwao jara Bhai

Docfixit bhai ne jo kaha hai woh kar do. Maine bhi same to same kiya tha jab mai naabaalik tha.

 

[doraemon]

Docfixit bhai ne jo kaha hai woh kar do. Maine bhi same to same kiya tha jab mai naabaalik tha.

Shukriya meharbani
Karta hu

 

[Pollex]

Shukriya meharbani
Karta hu

Naabalik ho. Jyada mat karo

 

[Pollex]

Shukriya meharbani
Karta hu

50k fd karo. Card lo. 6 mahine mei break kar do.

 

[hks789]

I think basic functionality is to be able to manage Card controls and per transaction limits on the fly, for more cautious credit card users who use it on an ad hoc basis. the entire otp based system is outdated and buggy when compared to any other top bank - Icici, Axis or even banks like Idfc.

On that front you're right 👍.
I never really used transactions restrictions on the fly.
Try using indusind for while, you might change the ranking. When indusind goes down, both banking and cc controls goes down

 

[Pollex]

On that front you're right 👍.
I never really used transactions restrictions on the fly.
Try using indusind for while, you might change the ranking. When indusind goes down, both banking and cc controls goes down

I didn’t say Hdfc is the worst. I deal with the Rbl app when I wanna be reminded of God.

 

[hks789]

I didn’t say Hdfc is the worst. I deal with the Rbl app when I wanna be reminded of God.

Sorry that was @doraemon 😅

 

[Pollex]

Sorry that was @doraemon 😅

Doraemon young hai. 2-3 baar Uco bank aur chote Psu banks ka app dekhega toh Hdfc ko jannat samjhega.

 

[FinoGuy]

Does pnb really gives Pre approved cc ?
Do they process c2c

Yes & yes
ianw

 

[doraemon]

FD of 1.5L. they gave 1.2 L CL. Interest getting 7.2%
and one more thing, the card is free, no charges, I mean no conditional spend waiver.

Beneftis you can see above.

Hey bro what's the min amount of fd for select card?
And platinum card as well

 

[PANK]

Hey bro what's the min amount of fd for select card?
And platinum card as well

MINIMUM
1 L. =>Fd for Select CC Limit 80%
50K => Fd For Platinum CC

 

[newinnov]

Just wanted to quote that even though hdfc app doesn't have the tons of options like icici app or sleek ui like neo banks, it is pretty stable, fast and uptime is 99% for me.
Using for past 10 years.
It gets the job done for all common bank needs like fund transfers and bill payments 24x7.
PSU banks(bob, pnb etc) partially shuts the app server at night time 😕
In private banks, indusind leads the chart from the bottom for me.
Top the charts for sluggishness 😢

Yes, thats the only reason I'm staying with them from past 10 years. Not faced a single downtime till this date!
While imobile boasts so many features but not a single day goes by when their server throws you one or another error. Axis is quite stable too, moving towards hdfc way.