Any working ways to earn cashback on HDFC cc payment?

[anupam77]

Any working ways to earn cashback on HDFC cc payment more than 1 lac? Any inputs?

 

[Lalsingh22]

Any working ways to earn cashback on HDFC cc payment more than 1 lac? Any inputs?

Name the Debit Cards of different Bank you have.

 

[drvirag]

There is whole thread abt it. U cud hv read instead of making a thread for this.

A

Thread 'Which Debit Card to use for Credit Card Bill Payment in May 2025'

Feb 26, 2025

Which Debit card use for Credit Card bill payment in May 2025:

1) IDFC Debit cards: All IDFC account holder apply 2nd debit card - Add-on IDFC Firstap Sticker RuPay Platinum Debit Card.

You will get same reward points and 10x reward points benefit as per your account variant - Normal/General, Select, Wealth and Private account.

Apply 2nd IDFC Debit card ( primary visa/mastercard card + this add-on RuPay card both will coexist) from IDFC app, under your debit card section.

If you want to understand it better, think of it like this:

• For an IDFC Normal...

• Abhishek012
• credit card debit card hdfc kotak rbl rupay sbi upi visa wallet
• Replies: 3,583
• Forum: Debit Card

• 
• 
• 

 

[anujdit]

Payment through Payzapp using SBI Virtual Debit Card

 

[anupam77]

Name the Debit Cards of different Bank you have.

HDFC and SBI

 

[navdeep22]

No need

Payment through Payzapp using SBI Virtual Debit Card

No need to use sbi unipay with sbi debit card??

 

[Trust Me]

No need

No need to use sbi unipay with sbi debit card??

No need. In fact I'd recommend avoiding UniPay altogether, and use alternatives (e.g. Freecharge) which are much better.
.

 

[navdeep22]

No need. In fact I'd recommend avoiding UniPay altogether, and use alternatives (e.g. Freecharge) which are much better.
.

i did not knew sbi debit cards give rewards points on cedit card payments, thats why have been using shitty unipay which fails payment evey now and then

 

[Lalsingh22]

HDFC and SBI

Pay through Payzapp.

For payment of 1L through SBI VDC
Normal RPs - 1000
Bonus RPs - 1000
Milestones Benefits RPs - 1000

Total - 1000+1000+1000 - 3000
1RP Value - ₹0.25
Total Amount - 3000×0.25 = 750

Total Reward Return - 0.75%

 

[Lalsingh22]

But pay in Part of 50K because SBI VDC daily Limit is 50K/day.

So, Pay 50K today & Pay 50k tomorrow.

Also, I think you will also get Reward Points from Payzapp for Credit Payment.

 

[Lalsingh22]

No need

No need to use sbi unipay with sbi debit card??

For SBI VDC - PhonePe, PayZapp, Navi, Paytm, MobiKwik, Freecharge, BillDesk, etc all of these are applicable for Rewards Points.

 

[navdeep22]

For SBI VDC - PhonePe, PayZapp, Navi, Paytm, MobiKwik, Freecharge, BillDesk, etc all of these are applicable for Rewards Points.

Okay, and 1% back on 50k spend per day right in virtual debit card

 

[Lalsingh22]

Okay, and 1% back on 50k spend per day right in virtual debit card

Nope, 0.75% on 1L through SBI VDC in Regular Months.
In Birthday Month it will be 1%.

 

[Lalsingh22]

For SBI VDC - PhonePe, PayZapp, Navi, Paytm, MobiKwik, Freecharge, BillDesk, etc all of these are applicable for Rewards Points.

Also, all transactions on these platforms through SBI VDC use RUPAY Variant. Processing Fee are being charged on Visa & MasterCard variant by some Platforms.