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Any Trick to Emerald PVC LTF , holding shappiro visa LTF

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kanhaiyabsy

kanhaiyabsy

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Need help/trick, I currently have the Shappiro Visa Credit Card (LTF) and I'm looking to upgrade to Emerald PVC (LTF) version or rubyx LTF, In immobile app they are showing emerald pvc visa and amex {both paid} hpcl FYF

Has anyone here successfully done this?
 
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If there was any such trick in recent times, then majority of forum members would have LTF Emeralde PVC. It would have been abused so much that loophole would have been patched up by bank.

You are very late to the party.

Sapphiro visa LTF is anyday better than Rubyx LTF.

Keep using your Sapphiro as much as you can, you may get LTF Emeralde PVC offer. Though it's not guaranteed but many got this way in past.

Other way is having high TRV with bank and then ask Emeralde PVC LTF. Choice is yours.
 
Nishan11 said:
If there was any such trick in recent times, then majority of forum members would have LTF Emeralde PVC. It would have been abused so much that loophole would have been patched up by bank.

You are very late to the party.

Sapphiro visa LTF is anyday better than Rubyx LTF.

Keep using your Sapphiro as much as you can, you may get LTF Emeralde PVC offer. Though it's not guaranteed but many got this way in past.

Other way is having high TRV with bank and then ask Emeralde PVC LTF. Choice is yours.
Click to expand...
How much TRV would they consider for Emeralde PVC to be LTF ?
 
Thanos said:
How much TRV would they consider for Emeralde PVC to be LTF ?
Click to expand...
Depend on branch manager and your negotiation skill. It can be anything between 50 L - 1 Cr.

There is no fixed template. Most times, BM/RM will quote much higher amount, that's where your negotiation skill will be tested.
 
CreditCardFino said:
Okay so both lounge access must be used on Mastercard only.
Click to expand...
Rubyx mc
  • 1 dom airport lounge access per quarter
  • 2 railway lounge access per quarter
Rubyx amex
  • 1 dom airport lounge access per quarter
For dual variant cards(don't know if we have to meet spend criteria of 7k for both cards or any one.... Please confirm with cc and do share
 
drshivam said:
Rubyx mc
  • 1 dom airport lounge access per quarter
  • 2 railway lounge access per quarter
Rubyx amex
  • 1 dom airport lounge access per quarter
For dual variant cards(don't know if we have to meet spend criteria of 7k for both cards or any one.... Please confirm with cc and do share
Click to expand...
For airport its 75k spend criteria in previous quarter not 7k.
 
kanhaiyabsy said:
Need help/trick, I currently have the Shappiro Visa Credit Card (LTF) and I'm looking to upgrade to Emerald PVC (LTF) version or rubyx LTF, In immobile app they are showing emerald pvc visa and amex {both paid} hpcl FYF

Has anyone here successfully done this?
Click to expand...
This might help.
sauchadh

Thread 'LTF Sapphiro/Emerald credit card'

I would like to know what is the criteria for getting LTF Sapphiro/Emerald credit card. I don't have any prior relationship with ICICI bank.
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kanhaiyabsy said:
Shappiro
Click to expand...
I hope it's deliberate 🫣
kanhaiyabsy said:
immobile app
Click to expand...
Yeah it sometimes makes you immobile
 
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