An URGENT REQUEST TO ALL HDFC SWIGGY CC HOLDERS

[SuperSubrata]

Hello TechnoFino Community,


I noticed a fantastic thread about the 5% cashback offer with the SBI Cashback Card, where everyone is contributing to a crowdsourced merchant list. I think it’s time we do something similar for the HDFC Swiggy Credit Card!


The HDFC Swiggy Credit Card offers 10% cashback on Swiggy and 5% cashback at over 1000 various merchants, making it an awesome choice for anyone who frequently orders food or shops at partnered stores. But the key to maximizing the cashback is knowing where you can use it!


Let’s build a crowdsourced merchant list, just like the one for SBI!

If you’ve used your HDFC Swiggy Credit Card at any merchant (restaurant, grocery store, etc.) and received the 5% cashback, please share your experience here. The goal is to create a community-driven list so everyone can make the most out of this cashback offer.


What to include:

• Merchant Name
• Cashback Rate
• Any Other Details: Tips, restrictions, or exclusions etc.

Request to Admins:

It would be really helpful if the admins could organize this list or create a dedicated section, so we can keep track of the merchants more easily. Just like the SBI Cashback Card thread, this could be a go-to resource for the community.


How to Participate:

1. Share your experiences: If you’ve used the HDFC Swiggy Credit Card at a merchant and earned cashback, please comment below with the details.
2. Check back often: Keep an eye on the list as it grows, so you can find new merchants where the cashback offer applies.
3. Add any relevant details: If there’s anything specific to a merchant (e.g., exclusions or specific offers), please mention it!

Let’s work together to build the ultimate HDFC Swiggy Credit Card merchant list! 💳🍔🍕🚗


.

Special Mentions

Some of you might suggest using the MCC list (Merchant Category Code) to find where the 5% cashback applies. While the MCC list is available, it’s not as user-friendly as it sounds. MCC codes are often not easy to identify and may not always reflect the actual merchants participating in the cashback offer. The merchants in this thread, on the other hand, will be crowdsourced by actual experiences from the community, which makes it much more reliable and accurate for real-world usage.

So, let's keep the focus here on the actual merchants where users have earned cashback, rather than relying on MCC codes!

 

[hitirfan]

Bought some cosmetics on 31st January, 2025 from Amazon and got only 1% cashback. Entry in the SMS and bill was ,"AMAZON PAY INDIA Pvt L Bangalore".

Bought phone from Amazon and got 5% entry AMAZON PAY INDIA PRIVA Bangalore.

 

[Sup]

It is always a hit and miss with hdfc swiggy, just like in my case. Done excitel broadband bill payments twice, both times received different MCC as below:
RAZ*Excitel Broadband South Delhi (1% Cashback)
PTM*EXCITEL BROADBAND NOIDA (5% Cashback)

 

[Desu Sarath]

Planning to buy some furniture items in pepper fry. Couldn't find any where about the cashback for this card. So, I tried a small transaction and waiting for statement generation.

 

[Samcards]

In addition to the usual merchants, got 5% cashback on Herbalife.

 

[Strange]

It is always a hit and miss with hdfc swiggy, just like in my case. Done excitel broadband bill payments twice, both times received different MCC as below:
RAZ*Excitel Broadband South Delhi (1% Cashback)
PTM*EXCITEL BROADBAND NOIDA (5% Cashback)

Did you pay on Excitel website?

What is the MCC of both merchants?

 

[Sup]

Did you pay on Excitel website?

What is the MCC of both merchants?

Paid through their app. Both time different merchant came as mentioned.

 

[Strange]

Paid through their app. Both time different merchant came as mentioned.

Can you ask HDFC support for the MCC?

 

[Lalsingh22]

Hello TechnoFino Community,


I noticed a fantastic thread about the 5% cashback offer with the SBI Cashback Card, where everyone is contributing to a crowdsourced merchant list. I think it’s time we do something similar for the HDFC Swiggy Credit Card!


The HDFC Swiggy Credit Card offers 10% cashback on Swiggy and 5% cashback at over 1000 various merchants, making it an awesome choice for anyone who frequently orders food or shops at partnered stores. But the key to maximizing the cashback is knowing where you can use it!


Let’s build a crowdsourced merchant list, just like the one for SBI!

If you’ve used your HDFC Swiggy Credit Card at any merchant (restaurant, grocery store, etc.) and received the 5% cashback, please share your experience here. The goal is to create a community-driven list so everyone can make the most out of this cashback offer.


What to include:

• Merchant Name
• Cashback Rate
• Any Other Details: Tips, restrictions, or exclusions etc.

Request to Admins:

It would be really helpful if the admins could organize this list or create a dedicated section, so we can keep track of the merchants more easily. Just like the SBI Cashback Card thread, this could be a go-to resource for the community.


How to Participate:

1. Share your experiences: If you’ve used the HDFC Swiggy Credit Card at a merchant and earned cashback, please comment below with the details.
2. Check back often: Keep an eye on the list as it grows, so you can find new merchants where the cashback offer applies.
3. Add any relevant details: If there’s anything specific to a merchant (e.g., exclusions or specific offers), please mention it!

Let’s work together to build the ultimate HDFC Swiggy Credit Card merchant list! 💳🍔🍕🚗


.

Special Mentions



So, let's keep the focus here on the actual merchants where users have earned cashback, rather than relying on MCC codes!

Check this thread 👇👇👇
Post in thread '5% cashback swiggy hdfc confirmed merchants list' https://www.technofino.in/community...c-confirmed-merchants-list.27802/post-1021290