AMEX now available in Tier 2 & 3 cities. Check the list and apply

[ashwinsid]

You can now apply for American Express cards if you have address proof in these cities:

Agra	Kolhapur	Rajkot	Goa
Ajmer	Kozhikode	Ranchi	Guntur
Allahabad	Kurnool	Thrissur	Jodhpur
Ambala	Madurai	Tiruchirappalli	Guwahati
Amritsar	Meerut	Udaipur	Kanpur
Aurangabad	Patiala	Dehradun	Raipur
Chittoor

 

[gauravbhati]

Me also from Guwahati, but my last application for MRCC declined on Nov23

You can DM @S S V , I talked to him and he guided me from starting to the last.
He explained me the process yesterday evening and I got the Vkyc link today and the card was approved in 2 hours. It will be delivered in a day or two.

I really appreciate @S S V ... As I was about to apply with the first year fee but then I used the referral to waive off the fee + get extra rewards.

 

[techt]

You can DM @S S V , I talked to him and he guided me from starting to the last.
He explained me the process yesterday evening and I got the Vkyc link today and the card was approved in 2 hours. It will be delivered in a day or two.

I really appreciate @S S V ... As I was about to apply with the first year fee but then I used the referral to waive off the fee + get extra rewards.

Another arranged marriage by yes yes we 😊

 

[SSV]

You can DM @S S V , I talked to him and he guided me from starting to the last.
He explained me the process yesterday evening and I got the Vkyc link today and the card was approved in 2 hours. It will be delivered in a day or two.

I really appreciate @S S V ... As I was about to apply with the first year fee but then I used the referral to waive off the fee + get extra rewards.

Thanks for the appreciation and I am glad it worked out for you .. Welcome to the Amex club and happy Amexing ...

 

[Juganta]

@gauravbhati Thanks for your recommendation, i already have had conversation with @BestBanker as he fetched my details using mobile no, so now i can apply only after march 2nd. so waiting for the date.....hoping for the best

You can DM @S S V , I talked to him and he guided me from starting to the last.
He explained me the process yesterday evening and I got the Vkyc link today and the card was approved in 2 hours. It will be delivered in a day or two.

I really appreciate @S S V ... As I was about to apply with the first year fee but then I used the referral to waive off the fee + get extra rewards.

 

[hs23new]

I need help with Amex Gold application which is pending for 2 weeks. I have DMed @BestBanker multiple times but didnt get any response. If a recommendation is prerequisite to getting a response, I request some senior members to provide a recommendation.

Thank you.

 

[BestBanker]

Cant do anything after applying bro. Inform before applying

 

[hs23new]

Cant do anything after applying bro. Inform before applying

Forget Gold, will apply for Platinum Travel now. Can you help with this?

 

[SSV]

Forget Gold, will apply for Platinum Travel now. Can you help with this?

I will help you.
I offered help a long long time ago to you.
I think at that time you were doing cost benefit analysis, right?
DM me with all your queries, just like as you did last time some 4 months ago , if you want to

 

[mnh007786]

I applied for the Amex Smart Earn card on January 23, selecting "private salaried person" and an income range of 6-8 lakhs. However, I am not a salaried individual, my income does not fall within that range. After submitting application. They asked salary slip and bank statement which showing salary.
I have not uploaded any documents as requested, and despite daily calls and emails, I have not responded or replied to any correspondence.

What steps should I take now, and how likely is it that this application will be canceled?

 

[SSV]

What steps should I take now, and how likely is it that this application will be canceled

99.9999999999% rejection chances...
There is nothing you can do now.
You had already done what you could….

 

[coolguy1]

I applied for the Amex Smart Earn card on January 23, selecting "private salaried person" and an income range of 6-8 lakhs. However, I am not a salaried individual, my income does not fall within that range. After submitting application. They asked salary slip and bank statement which showing salary.
I have not uploaded any documents as requested, and despite daily calls and emails, I have not responded or replied to any correspondence.

What steps should I take now, and how likely is it that this application will be canceled?

Never lie on an application, exaggeration of some values is fine but not having a salary and selecting the 6-8L criteria will trigger their algorithm.
Amex was launched in 1850 and their filters can understand the suspicion and ask for additional docs whenever required.

I know some people have been lucky to skip this but do note this shows up in your CIBIL profile too.
So, if you select 6-8L for one card and then get another card with real docs and show 2-3L as salary, that could make future creditors suspicious and reject your loans/debt offers.

If you're at 5 or 5.5L or have an extremely good CIBIL profile and making 6L from self-employment and mark it as 6L salaried, those slight changes won't impact it much and could be used as hacks but anything too serious or far-off should be avoided.

What should you do now?

Just wait for 30 days, the calls and emails will keep coming, you can ignore them and the application will get cancelled automatically.
If not and they get too annoying, you can simply pick up the call and ask them to cancel the application saying you changed your mind.

Once your income grows, reach out to me, we can discuss your financials and get you the best card!

 

[varun__goel_]

I applied for the Amex Smart Earn card on January 23, selecting "private salaried person" and an income range of 6-8 lakhs. However, I am not a salaried individual, my income does not fall within that range. After submitting application. They asked salary slip and bank statement which showing salary.
I have not uploaded any documents as requested, and despite daily calls and emails, I have not responded or replied to any correspondence.

What steps should I take now, and how likely is it that this application will be canceled?

What is your age?

 

[gauravbhati]

@coolguy1 does multiple office address on cibil makes huge impact ? I've checked recently that their are many office address in my cibil profile as everytime either me or the bank makes little modifications in the office address and the report takes it as the different address.

If it can cause any issue in future, then how to change them to one ??

 

[SSV]

@coolguy1 does multiple office address on cibil makes huge impact ? I've checked recently that their are many office address in my cibil profile as everytime either me or the bank makes little modifications in the office address and the report takes it as the different address.

If it can cause any issue in future, then how to change them to one ??

no need to worry much

 

[gauravbhati]

no need to worry much

okay fine buddy!

 

[techt]

99.9999999999% rejection chances...
There is nothing you can do now.
You had already done what you could….

Is that Amex or Domex ?

 

[msk1437]

Is 531087 serviceable?

 

[SSV]

Is 531087 serviceable?

Koyyuru... Unfortuantely no mate..


PS: I studied in Raja Vommangi for a very short time...

 

[msk1437]

Can't we consider it Visakhapatnam?

Koyyuru... Unfortuantely no mate..


PS: I studied in Raja Vommangi for a very short time...

I work in Gurgaon but don't have any official id with that address...

 

[SSV]

Can't we consider it Visakhapatnam?


I work in Gurgaon but don't have any official id with that address...

No sir, we can consider it but Amex won't..
What else you got with Gurgaon address??
Any cc bill, electricity bill, bank statement etc?