AMEX Knowledge Check

[SJM]

How many of you know that AMEX sends different OTPs to mobile and email?

P.S. Don't lie about it 😉

 

[SJM]

Visiting SBI during lunch hours is definitely very calming for your mind.

Canara bank too

 

[kiwi195]

Agree, it cannot be occasionally. Either always or never.

Funnily enough I haven’t used the card since I noticed it sending different OTPs

 

[SJM]

should i redeem taj at 24k ooints for 14k voucher or at amazon for 8k gift card please sugesst? will anyone buy 14k taj gift card at 30% off?

Depends completely on your need.

 

[theflash]

my need is money

Convert to Marriott points?

 

[SJM]

resale value is good of taj voucher?

No idea. Never bought.

 

[SJM]

my need is money

Then take statement credit. Check if 30% rewards back offer is still there or not.

 

[Sunday]

Axis/SBI/any other bank

SBI card also send different OTP on email & SMS

Edit: just noticed it's already been discussed

 

[bing1309]

Irony is i don't get otp for email for a transaction but i get option to select otp to send for device trust.

 

[Sunday]

Hlo, if I purchase something for 20K on a single transaction, will I get the the both welcome benefits for that transaction? Or do I have to do two payments of more than 5K to get two benefits?

 

[coolguy1]

View attachment 80154Hlo, if I purchase something for 20K on a single transaction, will I get the the both welcome benefits for that transaction? Or do I have to do two payments of more than 5K to get two benefits?

That's correct, one transaction will make you eligible for both the rewards. 🙂

But instead of SmartEarn, I would also suggest you to look at the MRCC card.
It rewards you 1000 MR points on just 6k spends monthly and 2000 MR points if you can spend 20k monthly.

The annual fee is slightly higher but gets waived off half on just 90K annual expenses and the card becomes free at 1.5L expenses annually.

 

[SJM]

That's correct, one transaction will make you eligible for both the rewards. 🙂

But instead of SmartEarn, I would also suggest you to look at the MRCC card.
It rewards you 1000 MR points on just 6k spends monthly

To be precise four transactions of 1.5K or more in a billing cycle. One single transaction will not get you the 1K points.

 

[coolguy1]

To be precise four transactions of 1.5K or more in a billing cycle. One single transaction will not get you the 1K points.

Indeed, the monthly milestone is a separate thing.

I believe he was asking about the welcome bonus.

But registering for the monthly milestones and doing 20k worth of 4 transactions will make you eligible for 3 bonuses instead of 2 so that's even better. 🙂