Amex India Started Referral Program (MGM) Again | First Year Free Amex Credit Card

[TechnoFino]

Amex India has once again started their renowned credit card referral program! If you've been considering getting an Amex card, this is the perfect opportunity. You can obtain a first-year free Amex card using the referral link.

Amex Platinum Travel Card:
You'll get
First Year Free Card
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGC

Amex MRCC:
First Year Free Card
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Gold Charge:
First Year Fees: Rs. 1000 + GST
2000 bonus MR Points + 4000 Bonus MR Points
Referral Link: https://bit.ly/TFAMEXGC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex SmartEarn:
Annual Fees: Rs. 495 + GST
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Platinum Reserve Card:
First Year Fees: Rs. 5000 + GST
4000 bonus MR Points + 11000 Bonus MR Points
Referral Link: https://bit.ly/TFAMEXGC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Platinum Charge:
First Year Fees: Rs. 60000 + GST
10000 bonus MR Points + Rs. 45,000 worth Taj voucher.
Referral Link: https://bit.ly/TFAMEXGC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Note: You are allowed to post your referral links on this thread, but do not post referrals on random amex card threads.

 

[anirban.choudhury]

just applied via referral and got rejected on the spot. Is it because of the pincode? or cibil or something else? I hold 16 creditcard including magnus and regalia

You would get a mail from Amex with subject "Important update on the status of your application"

That mail would have the reason specified .

 

[rafzy]

Guys, dont bother, I just got the reason. its the location.

 

[harsh1387]

Yes
That is possible .
Tech at Amex end doesn't apply any restrictions for such cases but if there is any scrutiny they may revoke the bonus MGM points

But no issues if we use referral from family members living in same house right?

 

[harsh1387]

Guys, dont bother, I just got the reason. its the location.

Did you check if your location is in serviceable area before applying?

 

[rafzy]

You would get a mail from Amex with subject "Important update on the status of your application"

That mail would have the reason specified .

DO you know, if I give my sister's address ( in a metro city) would I get through? When doing VKYC would they ask for a id proof with that particular address or is it just PAN card verification?

 

[anirban.choudhury]

Even many online sites do not accept Amex. Leave aside offline. Few months back when I had checked, even sites such as Pharmeasy don't accept Amex

Don't have high hopes with Amex acceptance .
If you are a heavy buyer or vouchers post Magnus devaluatuin Amex is the best option available out there as hdfc has started taking transaction charges over ASV .
Also if you have gold charge, you can enjoy 0 surcharge at Hpcl ( for all amex cards ) + Regular MR points + 1000*6 transaction would give 1000 bonus MR too

 

[anirban.choudhury]

DO you know, if I give my sister's address ( in a metro city) would I get through? When doing VKYC would they ask for a id proof with that particular address or is it just PAN card verification?

They would check if aadhar has same address or not , if not they would ask show to any other government ID proof that has current address specified.
Serviceable address is a must for Amex

 

[anirban.choudhury]

But no issues if we use referral from family members living in same house right?

No issues
I got my wife 2 cards using my referrals
Have received the bonus MR too

 

[rafzy]

They would check if aadhar has same address or not , if not they would ask show to any other government ID proof that has current address specified.
Serviceable address is a must for Amex

alright, in that case I'll drop it. Thanks for your help buddy, appreciate it.

 

[niks]

Don't have high hopes with Amex acceptance .
If you are a heavy buyer or vouchers post Magnus devaluatuin Amex is the best option available out there as hdfc has started taking transaction charges over ASV .
Also if you have gold charge, you can enjoy 0 surcharge at Hpcl ( for all amex cards ) + Regular MR points + 1000*6 transaction would give 1000 bonus MR too

I have Amex MRCC & HDFC Infinia (got recently). I guess Infinia will still be better for ASV/AGC even after considering the transaction charges. Milked MRCC for 1500*4 for last couple of years but finding no good use now post Infinia acquisition

 

[anirban.choudhury]

I have Amex MRCC & HDFC Infinia (got recently). I guess Infinia will still be better for ASV/AGC even after considering the transaction charges. Milked MRCC for 1500*4 for last couple of years but finding no good use now post Infinia acquisition

Yeah that's true , but you can't compare infinia with MRCC or gold charge , the later are available at less than half the price .

But transaction charges on vouchers just beats the purpose . Think of it like this if you can buy something from Az at 2500 Rs , the same item you are buying around 2700 Rs , that's instant 200 Rs loss . Buying ASV or AP from smartbuy would be a complete MS as per me.

Where as Amex or Even axis might not give you high return like smartbuy but the are giving the mix of both world by not taking any transaction fees and also giving decent return on reward multipliers

 

[karanbir]

No issues
I got my wife 2 cards using my referrals
Have received the bonus MR too

were these referrals used back to back?

 

[R!ppEr]

referral link in the signaturee!!!

 

[anirban.choudhury]

were these referrals used back to back?

Yes
The last one got rejected as it was not 90 days since approval after 1st one
Got it resumed after escalations to grievience cell.

 

[karanbir]

Yes
The last one got rejected as it was not 90 days since approval after 1st one
Got it resumed after escalations to grievience cell.

I got MRCC around 11th / 12th via referral
What do u suggest? Try karein ki nahi? for GOLD

 

[anirban.choudhury]

I got MRCC around 11th / 12th via referral
What do u suggest? Try karein ki nahi? for GOLD

You can try , but mostly it will be rejected plus there would be extra cibil hit too .

 

[ChurningNoob]

No issues
I got my wife 2 cards using my referrals
Have received the bonus MR too

Did you give her gift vouchers?

 

[bonheur]

Buying ASV or AP from smartbuy would be a complete MS as per me.

This issue is mainly with lower variant HDFC cards btw (e.g. Regalia, Millennia, even DCB). Infinia even after transaction charges gives a solid 16%+ returns on both APV/ASV, which is the highest returns on these GVs currently possible.

 

[bonheur]

Did you give her gift vouchers?

Probably not, but @anirban.choudhury is definitely planning an all expenses paid international holiday for her with all the referral bonus earned this month!

 

[anirban.choudhury]

Probably not, but @anirban.choudhury is definitely planning an all expenses paid international holiday for her with all the referral bonus earned this month!

Yes
But mostly next year Jan
VS would be my FFP for the trip
Courtesy Amex
And Accor and Hilton would be the hotel programmes