amex credit limit decrease

[NeerajNegi]

I tried to do a transaction on MobiKwik wallet of 159000 and suddenly they decline transaction and also decrease my credit limit from 3 lakh to 34000 ahhah

happen with you guys?

 

[NAB]

How old was your card? And what's the usage pattern?

 

[NeerajNegi]

How old was your card? And what's the usage pattern?

8 montths, CIbil 802 , No loans, no dues all paid on time, 14 credit cards.

 

[NeerajNegi]

How old was your card? And what's the usage pattern?

was using mrcc and 3 months back i used plat travel and now that time used for 159000 rs but failed

 

[ccdc]

Are you a serial abuser?

 

[NAB]

was using mrcc and 3 months back i used plat travel and now that time used for 159000 rs but failed

Okay, By Usage Pattern, I meant where you mostly used to spend i.e. Wallet Loads, Gift Cards, Fuel, Offline Swipe. etc.

 

[pothi]

CIBIL 886?

8 montths, CIbil 886 , No loans, no dues all paid on time, 14 credit cards.

 

[NeerajNegi]

Amex Credit system is far complex and advance then any other bank system but sometimes it is bad for regular user as well.
They re instated by limit back I just made a call and talk with credit team.

 

[NeerajNegi]

Okay, By Usage Pattern, I meant where you mostly used to spend i.e. Wallet Loads, Gift Cards, Fuel, Offline Swipe. etc.

amex card of no use other then this ahahah you know this wallet , amex rewards

 

[NeerajNegi]

Are you a serial abuser?

What should i say there is nothing in amedx card to abuse. I use mostly axis but i i use amex for wallet load and buying voucher

 

[RajeshV]

CIBIL 886?

☝️

CIBIL actually 886?! Or are you referring to Experian or something? I've never heard of such a score...

 

[NeerajNegi]

CIBIL 886?

I guess that was something i saw in Experian not sure but CIBIL IS 802

 

[NeerajNegi]

☝️

CIBIL actually 886?! Or are you referring to Experian or something? I've never heard of such a score...

Cibil 802