Alternative Credit Cards

[Lazygreen]

Hii all,
Which Citibank cards would be replaced by what alternative Axis bank cards once takeover of Citibank for issuing credit cards in India by Axis bank is over.
Would it make sense to close so w of the existing cards?

 

[phheeewww]

So I had the same thought a few months ago. I have closed my Citi and I got a new card to replace that from another bank. It depends on what you are looking for from the card.
What card do you have?

 

[Lazygreen]

I have Citibank cashback card (paid variant) which i no longer use as cashback given is just 0.5% which is way lower than other cards.
I also wonder if closing it would affect my credit score too negatively as it is 4yrs old card.

 

[phheeewww]

Do you have any other cards as well? What is the over all limit on this card vs others?
Think of it like this - you have 4 cards with a combined limit of 100 rs.
Card A - 50
Card B - 20
Card C - 20
Card D - 10
Now if you close card D, there is very little impact on your credit score, but if you close A then there will be an impact.
hope this helped.

 

[Lazygreen]

Copied.....
Maybe period of the card would matter too.
Anyways thnx alot....opinion helped.

 

[Lazygreen]

Gotcha....Thnx