All 5399 MCC not eligible for 5% CB - HDFC SWIGGY CARD

[Sagar1]

Apparently all 5399 MCC (DISCOUNT STORES) are not eligible for 5% Cashback on HDFC SWIGGY CARD. Recently purchased gift cards from Maximize using both HDFC SWIGGY and SBI CB. But only received 5% cashback in SBI CB and 1% cashback in HDFC SWIGGY CARD. Is this correct?

 

[Lakshya Mahani]

Okay not available at my place 😕

Also gimme link if possible thanks

Yeah, sure🙂

Check out Kalyan Jewellers 24K (999) 1 g Purity Ayodhya Gold Coin for Akshaya Tritiya on Swiggy Instamart: https://www.swiggy.com/stores/instamart/item/KXTAZ98E0K?share=true

 

[CreditCardFino]

So can i proceed without any headache of merchant name or MCC, as i was planning to get a gold coin from instamart using swiggy hdfc card, it would cost me 9k(After 1000Rs cashback from this card) for 24k 1gm coin. So, in a nutshell, ordering a gold coin from instamart would still fetch me 10% cashback, right?

Yes many bought coins last year at 10%

 

[kuchbhikuchbhi is verified member.]

Yeah, sure🙂

Check out Kalyan Jewellers 24K (999) 1 g Purity Ayodhya Gold Coin for Akshaya Tritiya on Swiggy Instamart: https://www.swiggy.com/stores/instamart/item/KXTAZ98E0K?share=true

Yeah it's not available at my location

Thank you for link 😇

 

[Lakshya Mahani]

Yeah it's not available at my location

Thank you for link 😇

You're welcome🙂
btw, if it's possible, try your nearby pincodes, maybe you may get there

 

[b4bhar]

for me also its not available. It shows Malabar but it is priced at 10499. Is it worth if i can get it at 9453 after 1046 cb?

 

[Lakshya Mahani]

for me also its not available. It shows Malabar but it is priced at 10499. Is it worth if i can get it at 9453 after 1046 cb?

It's almost the Market rate, but marginally lower as there may be some other costs in the market as compared to the online price.

 

[b4bhar]

It's almost the Market rate, but marginally lower as there may be some other costs in the market as compared to the online price.

Do you mean 10499 or 9453? Should I go for it at 9453?

 

[Lakshya Mahani]

Do you mean 10499 or 9453?

9453

Should I go for it at 9453?

If you can get it for 9k or less, then you can consider in my opinion.

 

[b4bhar]

9453

If you can get it for 9k or less, then you can consider in my opinion.

Any suggestions or advise where I can buy them at good discount?

 

[b4bhar]

Yeah, sure🙂

Check out Kalyan Jewellers 24K (999) 1 g Purity Ayodhya Gold Coin for Akshaya Tritiya on Swiggy Instamart: https://www.swiggy.com/stores/instamart/item/KXTAZ98E0K?share=true

It's out of stock. Anything similar to this?

 

[CreditCardFino]

You're welcome🙂
btw, if it's possible, try your nearby pincodes, maybe you may get there

Where will sell them? also there is 20% tax on profit so I feel not so worth it

 

[Lakshya Mahani]

Any suggestions or advise where I can buy them at good discount?

swiggy instamart is selling for 10k, if you have swiggy hdfc card, you can consider it as well. it will cost you 9k.

 

[CreditCardFino]

It's out of stock. Anything similar to this?

Try Zepto 5% CB no cap on RBL cards

 

[b4bhar]

Try Zepto 5% CB no cap on RBL cards

out of stock there as well. i will try tomorrow. I dont have RBL cards. But will HSBC Live+ give 10% cb if not is there any other way?

 

[b4bhar]

w

Where will sell them? also there is 20% tax on profit so I feel not so worth it

where is 20% tax coming from?

 

[Sagar1]

for me also its not available. It shows Malabar but it is priced at 10499. Is it worth if i can get it at 9453 after 1046 cb?

Has anyone confirmed from customer care or support team that 10% cashback is eligible for that purchase? I am asking because now it's not showing that 10% cashback before placing the order.

 

[Sagar1]

Now no cashback is shown at the bottom. Or am I missing something?

 

[Lakshya Mahani]

Has anyone confirmed from customer care or support team that 10% cashback is eligible for that purchase? I am asking because now it's not showing that 10% cashback before placing the order.

Till yesterday night, it was showing, today may be due to akshaya Tritiya, maybe they have disabled that.

 

[Sagar1]

Till yesterday night, it was showing, today may be due to akshaya Tritiya, maybe they have disabled that.

So basically no one knows if they will be getting the cashback or not until the bill is generated and cashback gets credited. So now it's risky to order as jwellery is in exclusion list of HDFC Swiggy.

 

[Lakshya Mahani]

View attachment 96102Now no cashback is shown at the bottom. Or am I missing something?

I just checked, now it is not showing cashback for normal Grocery items. Maybe there is some technical error going on.