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Advise on New Credit Card

HI TF Community - looking for some expert views!

Posting for the first time, although been an avid consumer of this forum for the past full year.

My CC "portfolio":

The most used set
HDFC Bizblack (earn 4%+ on this thanks to milestone vouchers from GST/ITR payments)
HDFC Diners Black
SC Ultimate (planning to surrender/downgrade - won't renew)
Amazon ICICI Pay
AMEX MRCC
Airtel Axis Rupay Card
Scapia Federal Card

Some unused ones (lifetime free)
ICICI Sapphiro
ICICI Platinum
Yes Preferred
IDFC Wealth
Axis My Zone
IndusInd Aura Edge
IndusInd Rupay
____________________________________________

SBI won't issue me any card. Tried applying for SBI Cashback and SBI Phonepe Rupay - both rejected.
HDFC won't offer me Infinia
____________________________________________

Planning to refresh my "portfolio" by applying for some new cards. Any suggestions for the following cases:
1. Diners not accepted in many places - need a visa/mastercard which has very good returns in general
2. Many of work transactiosn are online subscription of services (forex payments) - so a card that has good return on that.
(actually took SC Ultimate for the above two - but redemption offers are limited).
3. Any card that gives decent cashback/milestone reward on Amazon wallet load.
4. Any card that gives good cashback (more than airtel axis) for UPI payments.
5. Any card that gives good cashback (more than airtel axis) for electricity bill payments - my elecrticity bill goes way beyond the max limit for airtel axis.

Any other suggestion in general?
 

: )
 
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