Address Verification Doubts

[mrworldwide]

Hey Folks!

I have few doubts regarding address verification of AU bank CC application.

1 - Do they verify home and office address physically?

2- If I verify my office address via official mail id, still will they come my office for verification?

3 - Does having savings account with them help to skip physics verification?

4 - I am live in PG and don't have rent agreement or utility bill, how I can apply?
a - Get a rent agreement (Owner won't allow)
b - Get a wifi connection

5 - Having 7 active cards will they consider my application?


@deep@vie @Sourav123 @BVC @drsel @D₹V

 

[D₹V]

Yes, they do hard verification 🤣.

I'm away from this bank.

 

[tharun]

having savings account with them help to skip physics verification

There is no verification for pre-approved offer

 

[Kumar93196]

Don't put PG address in cc these are negative areas for banks mostly if you mention office address and official email verification is also completed than chances of office verification are close to nil

 

[mrworldwide]

There is no verification for pre-approved offer

So let's say I have a account with them and got pre offered CC, then neither office nor home verification will be done?

Is it good to have 0 balance account with them then?

 

[VasukiVasuki is verified member.]

Yes, they do hard verification 🤣.

I'm away from this bank.

& Cards are worth shit so no point
Going through this

 

[mrworldwide]

Don't put PG address in cc these are negative areas for banks mostly if you mention office address and official email verification is also completed than chances of office verification are close to nil

So in current address what shall I give, I stay away from my home town and home town is not in serviceable pin code list.

But my relatives stay here, I can put their address but the thing is I won't be having any address proof.

 

[tharun]

Y

So let's say I have a account with them and got pre offered CC, then neither office nor home verification will be done

Yes I had an digital account with them and got a pre-approved offer there was no verification done. Now after rupay removing it's amazon Friday benefit I closed the savings account only have credit card LIT

 

[mrworldwide]

Y

Yes I had an digital account with them and got a pre-approved offer there was no verification done. Now after rupay removing it's amazon Friday benefit I closed the savings account only have credit card LIT

Sure!

1- After how many days of account opening you got pre approved offer?

2- Is your home address currently in serviceable area? Because in the application form you might have been asked about your current address which is nothing but Aadhar address.

3- Process to close savings account, was it online or offline?

 

[AkashnAkashn is verified member.]

Hey Folks!

I have few doubts regarding address verification of AU bank CC application.

1 - Do they verify home and office address physically?

2- If I verify my office address via official mail id, still will they come my office for verification?

3 - Does having savings account with them help to skip physics verification?

4 - I am live in PG and don't have rent agreement or utility bill, how I can apply?
a - Get a rent agreement (Owner won't allow)
b - Get a wifi connection

5 - Having 7 active cards will they consider my application?


@deep@vie @Sourav123 @BVC @drsel @D₹V

1. Yes
2. Chances are low
3. No. I had savings account but still they did verification
4. You dont need to show address proof. They'll physically verify
5. Can't say anything. 50-50 chances

 

[tharun]

Sure!

1- After how many days of account opening you got pre approved offer?

2- Is your home address currently in serviceable area? Because in the application form you might have been asked about your current address which is nothing but Aadhar address.

3- Process to close savings account, was it online or offline?

1.I started receiving pre-approved credit card offer with in six months however I wasn't interested at the time so I left it after few days of continuous calls and mail from bank regarding the offer i tried
2. 1st time i tried my adress was not serviceable so I chose to wait untill there is a branch near my home but luckily in a few months they refreshed my application and was able to apply to my home adress without verification (to Same adress which was earlier non serviceable)
3. Closed my account online. They had lot of questions to me for closure of account

 

[mrworldwide]

1. Yes
2. Chances are low
3. No. I had savings account but still they did verification
4. You dont need to show address proof. They'll physically verify
5. Can't say anything. 50-50 chances

4- While filling application form they asked me to submit current address proof which can be either rent aggreement or an utility bill.

 

[AkashnAkashn is verified member.]

4- While filling application form they asked me to submit current address proof which can be either rent aggreement or an utility bill.

Damn thats something new. Sorry then no idea

 

[Kumar93196]

In current address proof you can try via uploading a blank page.