Hello team,
There’s been a lot of grey area with respect to the one metal card, in my opinion it’s a great card to have due to the 5:4 ratio and some additional perks along with zero forex.
I’ve been trying to get this card for a couple of months now , when my initial discussions happened I was being told by a burgundy private RM that without a 5 Cr TRV application cannot be logged in and no conversation will be entertained . While that’s the criteria , I wasn’t ready to invest 5 cr just for a card for which I’ve responded that let’s start a relationship with a decent IP post which we can slowly grow for which I was told that only after 5 cr is when we will login the application, this u didn’t like to entertain much so u shut the RM by saying Not a problem I can manage the card. Fast forward to a few days - 3 burgundy private accounts opened and my one metal approved LTF - no income documents asked , TRV not met etc., . How did I make this happen ? I found a sensible RM who understood my version of growing relationship and went above and beyond to get these things done, I convinced the RM about the business we could bring and the value we are looking for , this equation met and everything else worked out. My learning here - Anything is possible in a bank, hence proved. Special thanks to our champion @Alwàys_Bélîevé_Yøursélf🎯 for patiently handling my application , he is truly a gem.
Final thoughts - I think I need to take a break from aspiring for credit cards atleast for a year , my collection is complete for my needs . All this wouldn’t have been possible if not for the community and our ever inspiring OG’s @TechnoFino @bhavyegoel @anirban.choudhury .
There’s been a lot of grey area with respect to the one metal card, in my opinion it’s a great card to have due to the 5:4 ratio and some additional perks along with zero forex.
I’ve been trying to get this card for a couple of months now , when my initial discussions happened I was being told by a burgundy private RM that without a 5 Cr TRV application cannot be logged in and no conversation will be entertained . While that’s the criteria , I wasn’t ready to invest 5 cr just for a card for which I’ve responded that let’s start a relationship with a decent IP post which we can slowly grow for which I was told that only after 5 cr is when we will login the application, this u didn’t like to entertain much so u shut the RM by saying Not a problem I can manage the card. Fast forward to a few days - 3 burgundy private accounts opened and my one metal approved LTF - no income documents asked , TRV not met etc., . How did I make this happen ? I found a sensible RM who understood my version of growing relationship and went above and beyond to get these things done, I convinced the RM about the business we could bring and the value we are looking for , this equation met and everything else worked out. My learning here - Anything is possible in a bank, hence proved. Special thanks to our champion @Alwàys_Bélîevé_Yøursélf🎯 for patiently handling my application , he is truly a gem.
Final thoughts - I think I need to take a break from aspiring for credit cards atleast for a year , my collection is complete for my needs . All this wouldn’t have been possible if not for the community and our ever inspiring OG’s @TechnoFino @bhavyegoel @anirban.choudhury .
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